At Beanvest, we take the accuracy and reliability of our financial content seriously. Here is how we research, write, and maintain our investing definitions and educational content.
Every definition and financial concept is researched using primary sources: SEC filings, company annual reports, academic textbooks, and established financial standards (GAAP, IFRS). We cross-reference multiple authoritative sources to ensure accuracy.
Our content is written by Romain Simon, founder of Beanvest and a self-directed investor since 2015. Every explanation is written from the perspective of someone who actually uses these concepts to analyze stocks and make investment decisions.
We use actual financial data from public companies to illustrate concepts. When we show a PE ratio calculation, we use real numbers from real companies, not hypothetical examples. All data is sourced from publicly available SEC filings and financial databases.
Financial markets evolve and we keep our content current. Each article shows its last updated date. We periodically review definitions for accuracy, update real-world examples with fresh data, and expand content based on reader questions.
We write for individual investors who want to understand and apply financial concepts. Our goal is to give you the knowledge you need to analyze stocks, read financial statements, and make informed decisions. Every definition connects theory to practical investing.
Company financial charts use dated official filings and issuer reports. Each value retains its reporting period, unit and source. Missing inputs remain unavailable. Market prices are completed daily closes with a visible price date, rather than live quotes.
Economic moat analyses are AI-generated interpretations of selected business, competition and risk passages from official annual and quarterly reports. Publication checks require exact source excerpts, dated evidence, erosion risks and conditions that would invalidate each thesis. Issuer claims and limited competitor coverage remain explicit; source matching does not establish independent verification or a human review.
Fair Value uses an equity free-cash-flow scenario DCF with five-year growth assumptions of 0%, 5% and 10%, costs of equity of 12%, 10% and 9%, and 2% terminal growth. Stock-based compensation is deducted by default. These assumptions are illustrative scenarios, not forecasts. Banks, insurers and unqualified accounting or share-class mappings remain unavailable. Editing a scenario does not change the published valuation.
Moat updates follow new financial filings, an analysis older than 180 days or an eligible user request. Rejected candidates retain the previous accepted publication. Each published company page shows its update date, sources and publication history.
Explore company financials and stock analysisDisclaimer: Beanvest provides educational content and tools for self-directed investors. Our content is for informational purposes only and should not be considered financial advice. Always do your own research and consult with a qualified financial advisor before making investment decisions.