AGI

Agi is founder‑led by CEO/Chairman Marciano Testa, with super‑voting Class B shares ensuring long‑term control. The operating team includes COO/Agibank CEO Glauber Corrêa and CFO/IR head Marcello Dubeux. This tight control aligns strategy but increases key‑man and governance risk.

On balance, execution quality has improved (rating upgrades, capital ratios up, profitability resilient), but the INSS suspension episode highlights why strong compliance and controls must remain front and center.