Founder‑CEO Bob Ritchie has 40 plus years of insurance experience and led the company through multiple Florida cycles. The CFO seat transitioned in April 2026 from Ben Lurie to Brian Foley, a capital markets and insurance veteran, with the former remaining as an advisor and subsidiary board member.
Communication quality is high, with detailed metrics in 10‑K, 10‑Q, investor presentations, and quarterly releases. Execution in 2025‑2026 on underwriting and reinsurance renewals supports confidence, though leadership depth will be tested by future major storms.







