Chubb Limited

Chubb’s capital base and liquidity are exceptional. AM Best affirms A++ financial strength and aa+ group ICRs with a stable outlook, citing strongest balance sheet strength and very strong operating performance.

Q3 2025 book value per share rose to 182.22 and tangible book to 120.13; shareholders’ equity ex‑AOCI was over 73 billion as of Q1 2025. Long‑term debt was about 14.4 billion at 2024 year‑end and 15.7 billion by Q3 2025, consistent with modest financial leverage relative to equity and invested assets.

Investment portfolio quality and global reinsurance programs further mitigate stress scenarios. Score reflects ability to absorb shocks and continue compounding through cycles.