Founder‑CEO Gerard Kim Meng Lim beneficially owned ~30% as of May 22, 2025, aligning incentives, but late SEC filings, auditor turnover in Nov 2025, and ongoing compliance issues undermine execution credibility. Class B super‑voting shares (100 votes) elevate control risk.
Related‑party relationships (software, customers and loans historically) require tighter governance as the firm scales.







