American International Group
American International Group returns on capital
Annual and trailing 12-month returns on invested capital, equity and assets.
ROIC
% · Annual / TTM
Not applicable to banks and insurers: these ratios use an industrial-company capital model.
ROCE
% · Annual / TTM
Not applicable to banks and insurers: these ratios use an industrial-company capital model.
ROIIC
% · Annual / TTM
Not applicable to banks and insurers: these ratios use an industrial-company capital model.
ROE
% · Annual / TTM
ROA
% · Annual / TTM
ROIC − WACC
Percentage points · Scenario
Not applicable to banks and insurers: these ratios use an industrial-company capital model.
Quarterly data
| Fiscal period | Ended | ROIC% | ROCE% | ROIIC% | ROE% | ROA% | ROIC − WACCPercentage points |
|---|---|---|---|---|---|---|---|
| FY 2026 Q2 | Jun 30, 2026 | — | — | — | 7.22% | 1.8% | — |
| FY 2026 Q1 | Mar 31, 2026 | — | — | — | 7.73% | 1.95% | — |
| FY 2025 Q4 | Dec 31, 2025 | — | — | — | 7.4% | 1.92% | — |
| FY 2025 Q3 | Sep 30, 2025 | — | — | — | 7.57% | 1.96% | — |
| FY 2025 Q2 | Jun 30, 2025 | — | — | — | 7.44% | 1.92% | — |
| FY 2025 Q1 | Mar 31, 2025 | — | — | — | -4.53% | -0.54% | — |
| FY 2024 Q4 | Dec 31, 2024 | — | — | — | -3.25% | -0.4% | — |
| FY 2024 Q3 | Sep 30, 2024 | — | — | — | -5.26% | -0.64% | — |
| FY 2024 Q2 | Jun 30, 2024 | — | — | — | -1.56% | -0.18% | — |
| FY 2024 Q1 | Mar 31, 2024 | — | — | — | 11.04% | 0.89% | — |
| FY 2023 Q4 | Dec 31, 2023 | — | — | — | 8.47% | 0.68% | — |
| FY 2023 Q3 | Sep 30, 2023 | — | — | — | 9.6% | 0.73% | — |
| FY 2023 Q2 | Jun 30, 2023 | — | — | — | 10.19% | 0.84% | — |
| FY 2023 Q1 | Mar 31, 2023 | — | — | — | 12.12% | 1.09% | — |
| FY 2022 Q4 | Dec 31, 2022 | — | — | — | 19.34% | 1.83% | — |
| FY 2022 Q3 | Sep 30, 2022 | — | — | — | 26.42% | 2.46% | — |
| FY 2022 Q2 | Jun 30, 2022 | — | — | — | 22.76% | 2.24% | — |
| FY 2022 Q1 | Mar 31, 2022 | — | — | — | 16.43% | 1.69% | — |
| FY 2021 Q4 | Dec 31, 2021 | — | — | — | 14.15% | 1.59% | — |
| FY 2021 Q3 | Sep 30, 2021 | — | — | — | 8.62% | 0.95% | — |
| FY 2021 Q2 | Jun 30, 2021 | — | — | — | 6.52% | 0.72% | — |
| FY 2021 Q1 | Mar 31, 2021 | — | — | — | -6.26% | -0.7% | — |
| FY 2020 Q4 | Dec 31, 2020 | — | — | — | -9.05% | -1.07% | — |
| FY 2020 Q3 | Sep 30, 2020 | — | — | — | -7.7% | -0.9% | — |
| FY 2020 Q2 | Jun 30, 2020 | — | — | — | -7.29% | -0.84% | — |
| FY 2020 Q1 | Mar 31, 2020 | — | — | — | 7.3% | 0.87% | — |
| FY 2019 Q4 | Dec 31, 2019 | — | — | — | 5.45% | 0.66% | — |
| FY 2019 Q3 | Sep 30, 2019 | — | — | — | 2.87% | 0.35% | — |
| FY 2019 Q2 | Jun 30, 2019 | — | — | — | -0.2% | -0.02% | — |
| FY 2019 Q1 | Mar 31, 2019 | — | — | — | -0.47% | -0.06% | — |
| FY 2018 Q4 | Dec 31, 2018 | — | — | — | -0.01% | -0% | — |
| FY 2018 Q3 | Sep 30, 2018 | — | — | — | -9.22% | -1.2% | — |
| FY 2018 Q2 | Jun 30, 2018 | — | — | — | -9.67% | -1.31% | — |
| FY 2018 Q1 | Mar 31, 2018 | — | — | — | -9.25% | -1.27% | — |
| FY 2017 Q4 | Dec 31, 2017 | — | — | — | -8.6% | -1.22% | — |
| FY 2017 Q3 | Sep 30, 2017 | — | — | — | -3.06% | -0.48% | — |
| FY 2017 Q2 | Jun 30, 2017 | — | — | — | -0.32% | -0.05% | — |
| FY 2017 Q1 | Mar 31, 2017 | — | — | — | 0.64% | 0.1% | — |
| FY 2016 Q4 | Dec 31, 2016 | — | — | — | -1.02% | -0.17% | — |
| FY 2016 Q3 | Sep 30, 2016 | — | — | — | 0.37% | 0.07% | — |
| FY 2016 Q2 | Jun 30, 2016 | — | — | — | -0.35% | -0.07% | — |
| FY 2016 Q1 | Mar 31, 2016 | — | — | — | -0.46% | -0.09% | — |
| FY 2015 Q4 | Dec 31, 2015 | — | — | — | 2.23% | 0.43% | — |
| FY 2015 Q3 | Sep 30, 2015 | — | — | — | 4.52% | 0.91% | — |
| FY 2015 Q2 | Jun 30, 2015 | — | — | — | 6.7% | 1.37% | — |
| FY 2015 Q1 | Mar 31, 2015 | — | — | — | 7.92% | 1.57% | — |
| FY 2014 Q4 | Dec 31, 2014 | — | — | — | 7.26% | 1.42% | — |
| FY 2014 Q3 | Sep 30, 2014 | — | — | — | 8.54% | 1.66% | — |
| FY 2014 Q2 | Jun 30, 2014 | — | — | — | 8.59% | 1.66% | — |
| FY 2014 Q1 | Mar 31, 2014 | — | — | — | 8.35% | 1.55% | — |
| FY 2013 Q4 | Dec 31, 2013 | — | — | — | 9.15% | 1.67% | — |
| FY 2013 Q3 | Sep 30, 2013 | — | — | — | 3.14% | 0.58% | — |
| FY 2013 Q2 | Jun 30, 2013 | — | — | — | 2.8% | 0.52% | — |
| FY 2013 Q1 | Mar 31, 2013 | — | — | — | 2.4% | 0.44% | — |
| FY 2012 Q4 | Dec 31, 2012 | — | — | — | 3.39% | 0.62% | — |
| FY 2012 Q3 | Sep 30, 2012 | — | — | — | 27.76% | 4.76% | — |
| FY 2012 Q2 | Jun 30, 2012 | — | — | — | 21.51% | 3.62% | — |
| FY 2012 Q1 | Mar 31, 2012 | — | — | — | — | — | — |
| FY 2011 Q4 | Dec 31, 2011 | — | — | — | 17.85% | 2.87% | — |
| FY 2011 Q3 | Sep 30, 2011 | — | — | — | 10.02% | 1.3% | — |
| FY 2011 Q2 | Jun 30, 2011 | — | — | — | 11.99% | 1.48% | — |
| FY 2011 Q1 | Mar 31, 2011 | — | — | — | 9.62% | 0.87% | — |
| FY 2010 Q4 | Dec 31, 2010 | — | — | — | 2.04% | 1.02% | — |
| FY 2010 Q3 | Sep 30, 2010 | — | — | — | -14.99% | -1.45% | — |
| FY 2010 Q2 | Jun 30, 2010 | — | — | — | -13.53% | -1.14% | — |
| FY 2010 Q1 | Mar 31, 2010 | — | — | — | — | — | — |
| FY 2009 Q4 | Dec 31, 2009 | — | — | — | — | — | — |
| FY 2009 Q3 | Sep 30, 2009 | — | — | — | — | — | — |
| FY 2009 Q2 | Jun 30, 2009 | — | — | — | — | — | — |
Sources and calculations
Financial inputs from company filings. Last checked Oct 18, 2026. A dash means missing inputs or an undefined calculation.
Period changes use the preceding fiscal quarter or year. Percentage changes divide by the absolute prior value; a zero or missing baseline has no percentage change. Percentage metrics show changes in percentage points.
Quarterly returns use trailing 12-month earnings and period-end balances averaged with the same fiscal quarter one year earlier. NOPAT uses the reported effective tax rate only when pretax profit is positive and the rate is between 0 and 100%. WACC starts at 7.7%, rounded from the US nonfinancial market · generic proxy benchmark in NYU Stern · January 2026. It is an editable US sector proxy applied across history, not a company estimate; foreign reporting currencies also need a currency-specific assessment.
Market prices: Yahoo Finance · AIG, USD. Latest completed close Sep 25, 2026. Price data retrieved Sep 28, 2026.
- ROIC
- NOPAT / average invested capital × 100. NOPAT = operating income × (1 − effective tax rate). Invested capital = equity including noncontrolling interests + debt − cash and equivalents. Average uses period end and one year earlier.
- ROCE
- Operating income / average (assets − current liabilities) × 100, using period end and one year earlier.
- ROIIC
- Year-over-year change in annual/TTM NOPAT / positive year-over-year change in invested capital × 100. Capital reductions and missing inputs yield unavailable values.
- ROE
- Earnings attributable to owners / average equity attributable to owners × 100, using period end and one year earlier.
- ROA
- Net income / average total assets × 100, using period end and one year earlier.
- ROIC − WACC
- ROIC less your WACC assumption, in percentage points. The same scenario rate is applied across history; it is not a reported or historical company WACC.