Fair Isaac
Fair Isaac returns on capital
Annual and trailing 12-month returns on invested capital, equity and assets.
ROIC
% · Annual / TTM
ROCE
% · Annual / TTM
ROIIC
% · Annual / TTM
ROE
% · Annual / TTM
ROA
% · Annual / TTM
ROIC − WACC
Percentage points · Scenario
Quarterly data
| Fiscal period | Ended | ROIC% | ROCE% | ROIIC% | ROE% | ROA% | ROIC − WACCPercentage points |
|---|---|---|---|---|---|---|---|
| FY 2026 Q3 | Jun 30, 2026 | 77.87% | 103.73% | 503.92% | — | 41.8% | 70.2 pp |
| FY 2026 Q2 | Mar 31, 2026 | 67.88% | 72.47% | 340.34% | — | 39.12% | 60.2 pp |
| FY 2026 Q1 | Dec 31, 2025 | 65.62% | 79.06% | 106.42% | — | 36.95% | 57.9 pp |
| FY 2025 Q4 | Sep 30, 2025 | 66.15% | 78.49% | 206.35% | — | 36.36% | 58.4 pp |
| FY 2025 Q3 | Jun 30, 2025 | 62.34% | 71.85% | 300.58% | — | 35.43% | 54.6 pp |
| FY 2025 Q2 | Mar 31, 2025 | 55% | 56.42% | 137.7% | — | 32.61% | 47.3 pp |
| FY 2025 Q1 | Dec 31, 2024 | 57.65% | 60.09% | 447.8% | — | 32.99% | 50 pp |
| FY 2024 Q4 | Sep 30, 2024 | 54.96% | 57.65% | 148.71% | — | 31.14% | 47.3 pp |
| FY 2024 Q3 | Jun 30, 2024 | 52.81% | 54.79% | 34% | — | 29.06% | 45.1 pp |
| FY 2024 Q2 | Mar 31, 2024 | 52.93% | 54.74% | 38.19% | — | 30.01% | 45.2 pp |
| FY 2024 Q1 | Dec 31, 2023 | 53.5% | 57.76% | 35.86% | — | 29.67% | 45.8 pp |
| FY 2023 Q4 | Sep 30, 2023 | 50.99% | 55.46% | 58.01% | — | 28.46% | 43.3 pp |
| FY 2023 Q3 | Jun 30, 2023 | 54.89% | 53.99% | 56.83% | — | 27.53% | 47.2 pp |
| FY 2023 Q2 | Mar 31, 2023 | 51.88% | 51.49% | -16.18% | — | 25.65% | 44.2 pp |
| FY 2023 Q1 | Dec 31, 2022 | 51.78% | 50.52% | 300.58% | — | 26.44% | 44.1 pp |
| FY 2022 Q4 | Sep 30, 2022 | 45.95% | 51.19% | — | — | 24.82% | 38.2 pp |
| FY 2022 Q3 | Jun 30, 2022 | 54.82% | 49.44% | 18.81% | — | 24.2% | 47.1 pp |
| FY 2022 Q2 | Mar 31, 2022 | 58.22% | 52.89% | 258.55% | — | 27.8% | 50.5 pp |
| FY 2022 Q1 | Dec 31, 2021 | 46.95% | 45.23% | — | — | 25.69% | 39.2 pp |
| FY 2021 Q4 | Sep 30, 2021 | 42.73% | 45.95% | — | 356.21% | 24.71% | 35 pp |
| FY 2021 Q3 | Jun 30, 2021 | 50.38% | 44.29% | — | 196.43% | 23.18% | 42.7 pp |
| FY 2021 Q2 | Mar 31, 2021 | 37.91% | 33.87% | — | 127.27% | 17.78% | 30.2 pp |
| FY 2021 Q1 | Dec 31, 2020 | 33.52% | 29.61% | 115.35% | 94.85% | 17.17% | 25.8 pp |
| FY 2020 Q4 | Sep 30, 2020 | 27.01% | 27.73% | — | 76.16% | 15.55% | 19.3 pp |
| FY 2020 Q3 | Jun 30, 2020 | 32.59% | 27.8% | 89.39% | 89.94% | 15.78% | 24.9 pp |
| FY 2020 Q2 | Mar 31, 2020 | 33.4% | 28.88% | 135.22% | 100.49% | 16.11% | 25.7 pp |
| FY 2020 Q1 | Dec 31, 2019 | 29.68% | 25.96% | 56.6% | 88.32% | 14.53% | 22 pp |
| FY 2019 Q4 | Sep 30, 2019 | 23.17% | 28.56% | 98.01% | 69.42% | 14.29% | 15.5 pp |
| FY 2019 Q3 | Jun 30, 2019 | 27.55% | 28.06% | 92.05% | 66.8% | 14.13% | 19.8 pp |
| FY 2019 Q2 | Mar 31, 2019 | 22.86% | 23.82% | — | 50.54% | 11.93% | 15.2 pp |
| FY 2019 Q1 | Dec 31, 2018 | 23.22% | 24.5% | — | 50.57% | 12.18% | 15.5 pp |
| FY 2018 Q4 | Sep 30, 2018 | 16.78% | 23.43% | 51.82% | 41.26% | 11.34% | 9.1 pp |
| FY 2018 Q3 | Jun 30, 2018 | 21.45% | 22.54% | 22.08% | 36.29% | 10.37% | 13.8 pp |
| FY 2018 Q2 | Mar 31, 2018 | 18% | 19.97% | — | 31.3% | 9.84% | 10.3 pp |
| FY 2018 Q1 | Dec 31, 2017 | 17.03% | 19.57% | — | 29.14% | 9.55% | 9.3 pp |
| FY 2017 Q4 | Sep 30, 2017 | 16.08% | 18.61% | — | 29.37% | 10.36% | 8.4 pp |
| FY 2017 Q3 | Jun 30, 2017 | 18.9% | 17.57% | — | 27.95% | 9.68% | 11.2 pp |
| FY 2017 Q2 | Mar 31, 2017 | 17.97% | 17.91% | — | 30.52% | 10.57% | 10.3 pp |
| FY 2017 Q1 | Dec 31, 2016 | 17.52% | 17.84% | 690.12% | 30.35% | 10.5% | 9.8 pp |
| FY 2016 Q4 | Sep 30, 2016 | 13.51% | 17.29% | — | 24.77% | 8.93% | 5.8 pp |
| FY 2016 Q3 | Jun 30, 2016 | 15.23% | 16.81% | — | 26.84% | 9.06% | 7.5 pp |
| FY 2016 Q2 | Mar 31, 2016 | 13.53% | 15.1% | — | 23.7% | 7.8% | 5.8 pp |
| FY 2016 Q1 | Dec 31, 2015 | — | 16.17% | — | 22.13% | 7.67% | — |
| FY 2015 Q4 | Sep 30, 2015 | 12.41% | 14.97% | -3.99% | 19.4% | 7.14% | 4.7 pp |
| FY 2015 Q3 | Jun 30, 2015 | — | 15.8% | — | 20.5% | 7.48% | — |
| FY 2015 Q2 | Mar 31, 2015 | — | 14.87% | — | 19.77% | 7.49% | — |
| FY 2015 Q1 | Dec 31, 2014 | — | 16.77% | — | 19.59% | 7.91% | — |
| FY 2014 Q4 | Sep 30, 2014 | 13.58% | 17.53% | — | 19.26% | 8.06% | 5.9 pp |
| FY 2014 Q3 | Jun 30, 2014 | — | 17.31% | — | 17.46% | 7.39% | — |
| FY 2014 Q2 | Mar 31, 2014 | — | 15.9% | — | 16.15% | 7.23% | — |
| FY 2014 Q1 | Dec 31, 2013 | — | 15.45% | — | 15.96% | 7.14% | — |
| FY 2013 Q4 | Sep 30, 2013 | 12.19% | 16.62% | — | 17.93% | 7.77% | 4.5 pp |
| FY 2013 Q3 | Jun 30, 2013 | — | 15.99% | — | 17.97% | 7.42% | — |
| FY 2013 Q2 | Mar 31, 2013 | — | 15.86% | — | 17.79% | 7.36% | — |
| FY 2013 Q1 | Dec 31, 2012 | — | 16.15% | — | 17.6% | 7.42% | — |
| FY 2012 Q4 | Sep 30, 2012 | 13% | 17.43% | 31.03% | 19.58% | 8.04% | 5.3 pp |
| FY 2012 Q3 | Jun 30, 2012 | — | 17.47% | — | 21.33% | 8.64% | — |
| FY 2012 Q2 | Mar 31, 2012 | — | 17.18% | — | 21.46% | 8.76% | — |
| FY 2012 Q1 | Dec 31, 2011 | — | 14.95% | — | 17.94% | 7.56% | — |
| FY 2011 Q4 | Sep 30, 2011 | — | 12.83% | — | 15.22% | 6.35% | — |
| FY 2011 Q3 | Jun 30, 2011 | — | 11.15% | — | 12.62% | 5.45% | — |
| FY 2011 Q2 | Mar 31, 2011 | — | — | — | — | — | — |
| FY 2011 Q1 | Dec 31, 2010 | — | — | — | — | — | — |
| FY 2010 Q4 | Sep 30, 2010 | — | — | — | — | — | — |
| FY 2010 Q3 | Jun 30, 2010 | — | — | — | — | — | — |
Sources and calculations
Financial inputs from company filings. Last checked Oct 18, 2026. A dash means missing inputs or an undefined calculation.
Period changes use the preceding fiscal quarter or year. Percentage changes divide by the absolute prior value; a zero or missing baseline has no percentage change. Percentage metrics show changes in percentage points.
Quarterly returns use trailing 12-month earnings and period-end balances averaged with the same fiscal quarter one year earlier. NOPAT uses the reported effective tax rate only when pretax profit is positive and the rate is between 0 and 100%. WACC starts at 7.7%, rounded from the US nonfinancial market · generic proxy benchmark in NYU Stern · January 2026. It is an editable US sector proxy applied across history, not a company estimate; foreign reporting currencies also need a currency-specific assessment.
Market prices: Yahoo Finance · FICO, USD. Latest completed close Sep 25, 2026. Price data retrieved Sep 28, 2026.
- ROIC
- NOPAT / average invested capital × 100. NOPAT = operating income × (1 − effective tax rate). Invested capital = equity including noncontrolling interests + debt − cash and equivalents. Average uses period end and one year earlier.
- ROCE
- Operating income / average (assets − current liabilities) × 100, using period end and one year earlier.
- ROIIC
- Year-over-year change in annual/TTM NOPAT / positive year-over-year change in invested capital × 100. Capital reductions and missing inputs yield unavailable values.
- ROE
- Earnings attributable to owners / average equity attributable to owners × 100, using period end and one year earlier.
- ROA
- Net income / average total assets × 100, using period end and one year earlier.
- ROIC − WACC
- ROIC less your WACC assumption, in percentage points. The same scenario rate is applied across history; it is not a reported or historical company WACC.