Huntington Bancshares
Huntington Bancshares returns on capital
Annual and trailing 12-month returns on invested capital, equity and assets.
ROIC
% · Annual / TTM
Not applicable to banks and insurers: these ratios use an industrial-company capital model.
ROCE
% · Annual / TTM
Not applicable to banks and insurers: these ratios use an industrial-company capital model.
ROIIC
% · Annual / TTM
Not applicable to banks and insurers: these ratios use an industrial-company capital model.
ROE
% · Annual / TTM
ROA
% · Annual / TTM
ROIC − WACC
Percentage points · Scenario
Not applicable to banks and insurers: these ratios use an industrial-company capital model.
Quarterly data
| Fiscal period | Ended | ROIC% | ROCE% | ROIIC% | ROE% | ROA% | ROIC − WACCPercentage points |
|---|---|---|---|---|---|---|---|
| FY 2026 Q3 | Sep 30, 2026 | — | — | — | 9.15% | 1% | — |
| FY 2026 Q2 | Jun 30, 2026 | — | — | — | 8.96% | 0.98% | — |
| FY 2026 Q1 | Mar 31, 2026 | — | — | — | 8.33% | 0.89% | — |
| FY 2025 Q4 | Dec 31, 2025 | — | — | — | 10.03% | 1.03% | — |
| FY 2025 Q3 | Sep 30, 2025 | — | — | — | 10.37% | 1.08% | — |
| FY 2025 Q2 | Jun 30, 2025 | — | — | — | 10.43% | 1.04% | — |
| FY 2025 Q1 | Mar 31, 2025 | — | — | — | 10.3% | 1.02% | — |
| FY 2024 Q4 | Dec 31, 2024 | — | — | — | 9.93% | 0.99% | — |
| FY 2024 Q3 | Sep 30, 2024 | — | — | — | 8.46% | 0.85% | — |
| FY 2024 Q2 | Jun 30, 2024 | — | — | — | 8.79% | 0.87% | — |
| FY 2024 Q1 | Mar 31, 2024 | — | — | — | 9.29% | 0.92% | — |
| FY 2023 Q4 | Dec 31, 2023 | — | — | — | 10.52% | 1.05% | — |
| FY 2023 Q3 | Sep 30, 2023 | — | — | — | 13.21% | 1.29% | — |
| FY 2023 Q2 | Jun 30, 2023 | — | — | — | 13.07% | 1.31% | — |
| FY 2023 Q1 | Mar 31, 2023 | — | — | — | 12.79% | 1.3% | — |
| FY 2022 Q4 | Dec 31, 2022 | — | — | — | 12.09% | 1.25% | — |
| FY 2022 Q3 | Sep 30, 2022 | — | — | — | 10.89% | 1.13% | — |
| FY 2022 Q2 | Jun 30, 2022 | — | — | — | 9.24% | 1% | — |
| FY 2022 Q1 | Mar 31, 2022 | — | — | — | 7.63% | 0.81% | — |
| FY 2021 Q4 | Dec 31, 2021 | — | — | — | 8.02% | 0.87% | — |
| FY 2021 Q3 | Sep 30, 2021 | — | — | — | 7.47% | 0.82% | — |
| FY 2021 Q2 | Jun 30, 2021 | — | — | — | 6.92% | 0.77% | — |
| FY 2021 Q1 | Mar 31, 2021 | — | — | — | 10.26% | 1.09% | — |
| FY 2020 Q4 | Dec 31, 2020 | — | — | — | 6.59% | 0.7% | — |
| FY 2020 Q3 | Sep 30, 2020 | — | — | — | 6.59% | 0.71% | — |
| FY 2020 Q2 | Jun 30, 2020 | — | — | — | 7.4% | 0.78% | — |
| FY 2020 Q1 | Mar 31, 2020 | — | — | — | 9.49% | 0.99% | — |
| FY 2019 Q4 | Dec 31, 2019 | — | — | — | 12.32% | 1.3% | — |
| FY 2019 Q3 | Sep 30, 2019 | — | — | — | 12.5% | 1.33% | — |
| FY 2019 Q2 | Jun 30, 2019 | — | — | — | 12.39% | 1.34% | — |
| FY 2019 Q1 | Mar 31, 2019 | — | — | — | 12.53% | 1.34% | — |
| FY 2018 Q4 | Dec 31, 2018 | — | — | — | 12.71% | 1.31% | — |
| FY 2018 Q3 | Sep 30, 2018 | — | — | — | 13.78% | 1.44% | — |
| FY 2018 Q2 | Jun 30, 2018 | — | — | — | 12.54% | 1.34% | — |
| FY 2018 Q1 | Mar 31, 2018 | — | — | — | 12% | 1.28% | — |
| FY 2017 Q4 | Dec 31, 2017 | — | — | — | 11.23% | 1.16% | — |
| FY 2017 Q3 | Sep 30, 2017 | — | — | — | 9.42% | 0.98% | — |
| FY 2017 Q2 | Jun 30, 2017 | — | — | — | 9.31% | 0.96% | — |
| FY 2017 Q1 | Mar 31, 2017 | — | — | — | 8.51% | 0.87% | — |
| FY 2016 Q4 | Dec 31, 2016 | — | — | — | 8.42% | 0.83% | — |
| FY 2016 Q3 | Sep 30, 2016 | — | — | — | 7.67% | 0.76% | — |
| FY 2016 Q2 | Jun 30, 2016 | — | — | — | 9.67% | 0.95% | — |
| FY 2016 Q1 | Mar 31, 2016 | — | — | — | 10.26% | 0.99% | — |
| FY 2015 Q4 | Dec 31, 2015 | — | — | — | 10.72% | 1.01% | — |
| FY 2015 Q3 | Sep 30, 2015 | — | — | — | 10.54% | 1.01% | — |
| FY 2015 Q2 | Jun 30, 2015 | — | — | — | 10.69% | 1.03% | — |
| FY 2015 Q1 | Mar 31, 2015 | — | — | — | 10.27% | 1.01% | — |
| FY 2014 Q4 | Dec 31, 2014 | — | — | — | 10.18% | 1.01% | — |
| FY 2014 Q3 | Sep 30, 2014 | — | — | — | 10.23% | 1.04% | — |
| FY 2014 Q2 | Jun 30, 2014 | — | — | — | 10.81% | 1.08% | — |
| FY 2014 Q1 | Mar 31, 2014 | — | — | — | 10.56% | 1.09% | — |
| FY 2013 Q4 | Dec 31, 2013 | — | — | — | 10.74% | 1.1% | — |
| FY 2013 Q3 | Sep 30, 2013 | — | — | — | 11.02% | 1.15% | — |
| FY 2013 Q2 | Jun 30, 2013 | — | — | — | 11.15% | 1.13% | — |
| FY 2013 Q1 | Mar 31, 2013 | — | — | — | 11.2% | 1.14% | — |
| FY 2012 Q4 | Dec 31, 2012 | — | — | — | 11.44% | 1.16% | — |
| FY 2012 Q3 | Sep 30, 2012 | — | — | — | 10.72% | 1.08% | — |
| FY 2012 Q2 | Jun 30, 2012 | — | — | — | 10.57% | 1.05% | — |
| FY 2012 Q1 | Mar 31, 2012 | — | — | — | 10.76% | 1.05% | — |
| FY 2011 Q4 | Dec 31, 2011 | — | — | — | 10.44% | 1% | — |
| FY 2011 Q3 | Sep 30, 2011 | — | — | — | 9.82% | 1% | — |
| FY 2011 Q2 | Jun 30, 2011 | — | — | — | 9.28% | 0.95% | — |
| FY 2011 Q1 | Mar 31, 2011 | — | — | — | — | — | — |
| FY 2010 Q4 | Dec 31, 2010 | — | — | — | — | — | — |
| FY 2010 Q3 | Sep 30, 2010 | — | — | — | — | — | — |
| FY 2010 Q2 | Jun 30, 2010 | — | — | — | — | — | — |
Sources and calculations
Financial inputs from company filings. Last checked Oct 19, 2026. A dash means missing inputs or an undefined calculation.
Period changes use the preceding fiscal quarter or year. Percentage changes divide by the absolute prior value; a zero or missing baseline has no percentage change. Percentage metrics show changes in percentage points.
Quarterly returns use trailing 12-month earnings and period-end balances averaged with the same fiscal quarter one year earlier. NOPAT uses the reported effective tax rate only when pretax profit is positive and the rate is between 0 and 100%. WACC starts at 7.7%, rounded from the US nonfinancial market · generic proxy benchmark in NYU Stern · January 2026. It is an editable US sector proxy applied across history, not a company estimate; foreign reporting currencies also need a currency-specific assessment.
Market prices: Yahoo Finance · HBAN, USD. Latest completed close Oct 27, 2026. Price data retrieved Oct 28, 2026.
- ROIC
- NOPAT / average invested capital × 100. NOPAT = operating income × (1 − effective tax rate). Invested capital = equity including noncontrolling interests + debt − cash and equivalents. Average uses period end and one year earlier.
- ROCE
- Operating income / average (assets − current liabilities) × 100, using period end and one year earlier.
- ROIIC
- Year-over-year change in annual/TTM NOPAT / positive year-over-year change in invested capital × 100. Capital reductions and missing inputs yield unavailable values.
- ROE
- Earnings attributable to owners / average equity attributable to owners × 100, using period end and one year earlier.
- ROA
- Net income / average total assets × 100, using period end and one year earlier.
- ROIC − WACC
- ROIC less your WACC assumption, in percentage points. The same scenario rate is applied across history; it is not a reported or historical company WACC.