Hartford Insurance Group
Hartford Insurance Group returns on capital
Annual and trailing 12-month returns on invested capital, equity and assets.
ROIC
% · Annual / TTM
Not applicable to banks and insurers: these ratios use an industrial-company capital model.
ROCE
% · Annual / TTM
Not applicable to banks and insurers: these ratios use an industrial-company capital model.
ROIIC
% · Annual / TTM
Not applicable to banks and insurers: these ratios use an industrial-company capital model.
ROE
% · Annual / TTM
ROA
% · Annual / TTM
ROIC − WACC
Percentage points · Scenario
Not applicable to banks and insurers: these ratios use an industrial-company capital model.
Quarterly data
| Fiscal period | Ended | ROIC% | ROCE% | ROIIC% | ROE% | ROA% | ROIC − WACCPercentage points |
|---|---|---|---|---|---|---|---|
| FY 2026 Q2 | Jun 30, 2026 | — | — | — | 23.39% | 5.09% | — |
| FY 2026 Q1 | Mar 31, 2026 | — | — | — | 22.62% | 4.82% | — |
| FY 2025 Q4 | Dec 31, 2025 | — | — | — | 21.54% | 4.6% | — |
| FY 2025 Q3 | Sep 30, 2025 | — | — | — | 19.95% | 4.28% | — |
| FY 2025 Q2 | Jun 30, 2025 | — | — | — | 19.42% | 3.99% | — |
| FY 2025 Q1 | Mar 31, 2025 | — | — | — | 18.36% | 3.73% | — |
| FY 2024 Q4 | Dec 31, 2024 | — | — | — | 19.45% | 3.95% | — |
| FY 2024 Q3 | Sep 30, 2024 | — | — | — | 19.6% | 3.89% | — |
| FY 2024 Q2 | Jun 30, 2024 | — | — | — | 19.39% | 3.81% | — |
| FY 2024 Q1 | Mar 31, 2024 | — | — | — | 18.12% | 3.58% | — |
| FY 2023 Q4 | Dec 31, 2023 | — | — | — | 17.15% | 3.34% | — |
| FY 2023 Q3 | Sep 30, 2023 | — | — | — | 17.3% | 3.18% | — |
| FY 2023 Q2 | Jun 30, 2023 | — | — | — | 14.04% | 2.75% | — |
| FY 2023 Q1 | Mar 31, 2023 | — | — | — | 12.48% | 2.55% | — |
| FY 2022 Q4 | Dec 31, 2022 | — | — | — | 11.4% | 2.43% | — |
| FY 2022 Q3 | Sep 30, 2022 | — | — | — | 12.55% | 2.64% | — |
| FY 2022 Q2 | Jun 30, 2022 | — | — | — | 12.79% | 2.85% | — |
| FY 2022 Q1 | Mar 31, 2022 | — | — | — | 15.12% | 3.43% | — |
| FY 2021 Q4 | Dec 31, 2021 | — | — | — | 12.88% | 3.14% | — |
| FY 2021 Q3 | Sep 30, 2021 | — | — | — | 12.07% | 2.92% | — |
| FY 2021 Q2 | Jun 30, 2021 | — | — | — | 12.06% | 2.95% | — |
| FY 2021 Q1 | Mar 31, 2021 | — | — | — | 10.26% | 2.4% | — |
| FY 2020 Q4 | Dec 31, 2020 | — | — | — | 9.85% | 2.4% | — |
| FY 2020 Q3 | Sep 30, 2020 | — | — | — | 10.19% | 2.45% | — |
| FY 2020 Q2 | Jun 30, 2020 | — | — | — | 11.11% | 2.6% | — |
| FY 2020 Q1 | Mar 31, 2020 | — | — | — | 11.53% | 2.62% | — |
| FY 2019 Q4 | Dec 31, 2019 | — | — | — | 14.05% | 3.13% | — |
| FY 2019 Q3 | Sep 30, 2019 | — | — | — | 11.88% | 2.63% | — |
| FY 2019 Q2 | Jun 30, 2019 | — | — | — | 11.63% | 2.5% | — |
| FY 2019 Q1 | Mar 31, 2019 | — | — | — | 13.31% | 1.31% | — |
| FY 2018 Q4 | Dec 31, 2018 | — | — | — | 13.54% | 1.26% | — |
| FY 2018 Q3 | Sep 30, 2018 | — | — | — | -13.96% | -1.46% | — |
| FY 2018 Q2 | Jun 30, 2018 | — | — | — | -15.35% | -1.6% | — |
| FY 2018 Q1 | Mar 31, 2018 | — | — | — | -19.32% | -1.32% | — |
| FY 2017 Q4 | Dec 31, 2017 | — | — | — | -20.6% | -1.4% | — |
| FY 2017 Q3 | Sep 30, 2017 | — | — | — | 2.74% | 0.22% | — |
| FY 2017 Q2 | Jun 30, 2017 | — | — | — | 3.88% | 0.31% | — |
| FY 2017 Q1 | Mar 31, 2017 | — | — | — | 5.42% | 0.42% | — |
| FY 2016 Q4 | Dec 31, 2016 | — | — | — | 5.19% | 0.4% | — |
| FY 2016 Q3 | Sep 30, 2016 | — | — | — | 7.59% | 0.61% | — |
| FY 2016 Q2 | Jun 30, 2016 | — | — | — | 7.29% | 0.57% | — |
| FY 2016 Q1 | Mar 31, 2016 | — | — | — | 8.27% | 0.65% | — |
| FY 2015 Q4 | Dec 31, 2015 | — | — | — | 9.25% | 0.71% | — |
| FY 2015 Q3 | Sep 30, 2015 | — | — | — | 8.87% | 0.69% | — |
| FY 2015 Q2 | Jun 30, 2015 | — | — | — | 8.76% | 0.67% | — |
| FY 2015 Q1 | Mar 31, 2015 | — | — | — | 3.96% | 0.3% | — |
| FY 2014 Q4 | Dec 31, 2014 | — | — | — | 4.24% | 0.31% | — |
| FY 2014 Q3 | Sep 30, 2014 | — | — | — | 3.87% | 0.27% | — |
| FY 2014 Q2 | Jun 30, 2014 | — | — | — | 3.3% | 0.23% | — |
| FY 2014 Q1 | Mar 31, 2014 | — | — | — | 4.48% | 0.32% | — |
| FY 2013 Q4 | Dec 31, 2013 | — | — | — | 0.8% | 0.06% | — |
| FY 2013 Q3 | Sep 30, 2013 | — | — | — | -0.97% | -0.06% | — |
| FY 2013 Q2 | Jun 30, 2013 | — | — | — | -0.52% | -0.03% | — |
| FY 2013 Q1 | Mar 31, 2013 | — | — | — | -0.14% | 0% | — |
| FY 2012 Q4 | Dec 31, 2012 | — | — | — | -0.35% | -0.01% | — |
| FY 2012 Q3 | Sep 30, 2012 | — | — | — | — | — | — |
| FY 2012 Q2 | Jun 30, 2012 | — | — | — | 0.37% | 0.04% | — |
| FY 2012 Q1 | Mar 31, 2012 | — | — | — | 0.97% | 0.08% | — |
| FY 2011 Q4 | Dec 31, 2011 | — | — | — | 2.87% | 0.21% | — |
| FY 2011 Q3 | Sep 30, 2011 | — | — | — | 5.09% | 0.37% | — |
| FY 2011 Q2 | Jun 30, 2011 | — | — | — | 8.77% | 0.58% | — |
| FY 2011 Q1 | Mar 31, 2011 | — | — | — | 9.42% | 0.59% | — |
| FY 2010 Q4 | Dec 31, 2010 | — | — | — | 6.1% | 0.54% | — |
| FY 2010 Q3 | Sep 30, 2010 | — | — | — | 5.48% | 0.51% | — |
| FY 2010 Q2 | Jun 30, 2010 | — | — | — | 0.71% | 0.24% | — |
| FY 2010 Q1 | Mar 31, 2010 | — | — | — | — | — | — |
| FY 2009 Q4 | Dec 31, 2009 | — | — | — | — | — | — |
| FY 2009 Q3 | Sep 30, 2009 | — | — | — | — | — | — |
| FY 2009 Q2 | Jun 30, 2009 | — | — | — | — | — | — |
Sources and calculations
Financial inputs from company filings. Last checked Oct 18, 2026. A dash means missing inputs or an undefined calculation.
Period changes use the preceding fiscal quarter or year. Percentage changes divide by the absolute prior value; a zero or missing baseline has no percentage change. Percentage metrics show changes in percentage points.
Quarterly returns use trailing 12-month earnings and period-end balances averaged with the same fiscal quarter one year earlier. NOPAT uses the reported effective tax rate only when pretax profit is positive and the rate is between 0 and 100%. WACC starts at 7.7%, rounded from the US nonfinancial market · generic proxy benchmark in NYU Stern · January 2026. It is an editable US sector proxy applied across history, not a company estimate; foreign reporting currencies also need a currency-specific assessment.
Market prices: Yahoo Finance · HIG, USD. Latest completed close Sep 25, 2026. Price data retrieved Sep 28, 2026.
- ROIC
- NOPAT / average invested capital × 100. NOPAT = operating income × (1 − effective tax rate). Invested capital = equity including noncontrolling interests + debt − cash and equivalents. Average uses period end and one year earlier.
- ROCE
- Operating income / average (assets − current liabilities) × 100, using period end and one year earlier.
- ROIIC
- Year-over-year change in annual/TTM NOPAT / positive year-over-year change in invested capital × 100. Capital reductions and missing inputs yield unavailable values.
- ROE
- Earnings attributable to owners / average equity attributable to owners × 100, using period end and one year earlier.
- ROA
- Net income / average total assets × 100, using period end and one year earlier.
- ROIC − WACC
- ROIC less your WACC assumption, in percentage points. The same scenario rate is applied across history; it is not a reported or historical company WACC.