Humana
Humana returns on capital
Annual and trailing 12-month returns on invested capital, equity and assets.
ROIC
% · Annual / TTM
Not applicable to banks and insurers: these ratios use an industrial-company capital model.
ROCE
% · Annual / TTM
Not applicable to banks and insurers: these ratios use an industrial-company capital model.
ROIIC
% · Annual / TTM
Not applicable to banks and insurers: these ratios use an industrial-company capital model.
ROE
% · Annual / TTM
ROA
% · Annual / TTM
ROIC − WACC
Percentage points · Scenario
Not applicable to banks and insurers: these ratios use an industrial-company capital model.
Quarterly data
| Fiscal period | Ended | ROIC% | ROCE% | ROIIC% | ROE% | ROA% | ROIC − WACCPercentage points |
|---|---|---|---|---|---|---|---|
| FY 2026 Q2 | Jun 30, 2026 | — | — | — | 6.83% | 2.38% | — |
| FY 2026 Q1 | Mar 31, 2026 | — | — | — | 6.22% | 2.13% | — |
| FY 2025 Q4 | Dec 31, 2025 | — | — | — | 6.98% | 2.49% | — |
| FY 2025 Q3 | Sep 30, 2025 | — | — | — | 7.15% | 2.59% | — |
| FY 2025 Q2 | Jun 30, 2025 | — | — | — | 9.03% | 3.14% | — |
| FY 2025 Q1 | Mar 31, 2025 | — | — | — | 10.09% | 3.39% | — |
| FY 2024 Q4 | Dec 31, 2024 | — | — | — | 7.4% | 2.58% | — |
| FY 2024 Q3 | Sep 30, 2024 | — | — | — | 7.88% | 2.57% | — |
| FY 2024 Q2 | Jun 30, 2024 | — | — | — | 10.21% | 3.21% | — |
| FY 2024 Q1 | Mar 31, 2024 | — | — | — | 12.17% | 3.8% | — |
| FY 2023 Q4 | Dec 31, 2023 | — | — | — | 15.77% | 5.52% | — |
| FY 2023 Q3 | Sep 30, 2023 | — | — | — | — | 5.65% | — |
| FY 2023 Q2 | Jun 30, 2023 | — | — | — | — | 6.54% | — |
| FY 2023 Q1 | Mar 31, 2023 | — | — | — | — | 6.16% | — |
| FY 2022 Q4 | Dec 31, 2022 | — | — | — | 17.88% | 6.42% | — |
| FY 2022 Q3 | Sep 30, 2022 | — | — | — | — | 5.84% | — |
| FY 2022 Q2 | Jun 30, 2022 | — | — | — | — | 7.4% | — |
| FY 2022 Q1 | Mar 31, 2022 | — | — | — | — | 7.25% | — |
| FY 2021 Q4 | Dec 31, 2021 | — | — | — | 19.68% | 7.39% | — |
| FY 2021 Q3 | Sep 30, 2021 | — | — | — | — | 6.38% | — |
| FY 2021 Q2 | Jun 30, 2021 | — | — | — | 16.97% | 6.49% | — |
| FY 2021 Q1 | Mar 31, 2021 | — | — | — | 28.04% | 10.33% | — |
| FY 2020 Q4 | Dec 31, 2020 | — | — | — | 26.14% | 10.51% | — |
| FY 2020 Q3 | Sep 30, 2020 | — | — | — | 30.35% | 12.28% | — |
| FY 2020 Q2 | Jun 30, 2020 | — | — | — | 26.64% | 10.4% | — |
| FY 2020 Q1 | Mar 31, 2020 | — | — | — | 22.54% | 8.3% | — |
| FY 2019 Q4 | Dec 31, 2019 | — | — | — | 24.39% | 9.94% | — |
| FY 2019 Q3 | Sep 30, 2019 | — | — | — | 22.98% | 9% | — |
| FY 2019 Q2 | Jun 30, 2019 | — | — | — | 22.69% | 7.93% | — |
| FY 2019 Q1 | Mar 31, 2019 | — | — | — | 16.81% | 5.69% | — |
| FY 2018 Q4 | Dec 31, 2018 | — | — | — | 16.83% | 6.4% | — |
| FY 2018 Q3 | Sep 30, 2018 | — | — | — | 13.87% | 5% | — |
| FY 2018 Q2 | Jun 30, 2018 | — | — | — | 12.92% | 4.11% | — |
| FY 2018 Q1 | Mar 31, 2018 | — | — | — | 17.96% | 5.6% | — |
| FY 2017 Q4 | Dec 31, 2017 | — | — | — | 23.85% | 9.31% | — |
| FY 2017 Q3 | Sep 30, 2017 | — | — | — | 16.56% | 5.97% | — |
| FY 2017 Q2 | Jun 30, 2017 | — | — | — | 16.62% | 6.1% | — |
| FY 2017 Q1 | Mar 31, 2017 | — | — | — | 14.21% | 5.03% | — |
| FY 2016 Q4 | Dec 31, 2016 | — | — | — | 5.84% | 2.45% | — |
| FY 2016 Q3 | Sep 30, 2016 | — | — | — | 10.13% | 4.08% | — |
| FY 2016 Q2 | Jun 30, 2016 | — | — | — | 9.16% | 3.65% | — |
| FY 2016 Q1 | Mar 31, 2016 | — | — | — | 10.5% | 4.11% | — |
| FY 2015 Q4 | Dec 31, 2015 | — | — | — | 12.77% | 5.3% | — |
| FY 2015 Q3 | Sep 30, 2015 | — | — | — | 12.89% | 5.43% | — |
| FY 2015 Q2 | Jun 30, 2015 | — | — | — | 12.91% | 5.34% | — |
| FY 2015 Q1 | Mar 31, 2015 | — | — | — | 12.23% | 5.02% | — |
| FY 2014 Q4 | Dec 31, 2014 | — | — | — | 12.1% | 5.19% | — |
| FY 2014 Q3 | Sep 30, 2014 | — | — | — | 9.85% | 4.3% | — |
| FY 2014 Q2 | Jun 30, 2014 | — | — | — | 10.86% | 4.78% | — |
| FY 2014 Q1 | Mar 31, 2014 | — | — | — | 11.92% | 5.17% | — |
| FY 2013 Q4 | Dec 31, 2013 | — | — | — | 13.56% | 6.05% | — |
| FY 2013 Q3 | Sep 30, 2013 | — | — | — | 15.88% | 7.32% | — |
| FY 2013 Q2 | Jun 30, 2013 | — | — | — | 16.99% | 7.25% | — |
| FY 2013 Q1 | Mar 31, 2013 | — | — | — | 16.63% | 6.94% | — |
| FY 2012 Q4 | Dec 31, 2012 | — | — | — | 14.45% | 6.48% | — |
| FY 2012 Q3 | Sep 30, 2012 | — | — | — | 14.85% | 6.35% | — |
| FY 2012 Q2 | Jun 30, 2012 | — | — | — | 15.56% | 6.49% | — |
| FY 2012 Q1 | Mar 31, 2012 | — | — | — | 17.49% | 7.14% | — |
| FY 2011 Q4 | Dec 31, 2011 | — | — | — | 18.94% | 8.39% | — |
| FY 2011 Q3 | Sep 30, 2011 | — | — | — | 17.94% | 7.32% | — |
| FY 2011 Q2 | Jun 30, 2011 | — | — | — | 18.14% | 7.67% | — |
| FY 2011 Q1 | Mar 31, 2011 | — | — | — | 17.36% | 7.14% | — |
| FY 2010 Q4 | Dec 31, 2010 | — | — | — | 17.31% | 7.27% | — |
| FY 2010 Q3 | Sep 30, 2010 | — | — | — | 19.9% | 8.12% | — |
| FY 2010 Q2 | Jun 30, 2010 | — | — | — | 19.95% | 7.84% | — |
| FY 2010 Q1 | Mar 31, 2010 | — | — | — | — | — | — |
| FY 2009 Q4 | Dec 31, 2009 | — | — | — | — | — | — |
| FY 2009 Q3 | Sep 30, 2009 | — | — | — | — | — | — |
| FY 2009 Q2 | Jun 30, 2009 | — | — | — | — | — | — |
Sources and calculations
Financial inputs from company filings. Last checked Oct 18, 2026. A dash means missing inputs or an undefined calculation.
Period changes use the preceding fiscal quarter or year. Percentage changes divide by the absolute prior value; a zero or missing baseline has no percentage change. Percentage metrics show changes in percentage points.
Quarterly returns use trailing 12-month earnings and period-end balances averaged with the same fiscal quarter one year earlier. NOPAT uses the reported effective tax rate only when pretax profit is positive and the rate is between 0 and 100%. WACC starts at 7.7%, rounded from the US nonfinancial market · generic proxy benchmark in NYU Stern · January 2026. It is an editable US sector proxy applied across history, not a company estimate; foreign reporting currencies also need a currency-specific assessment.
Market prices: Yahoo Finance · HUM, USD. Latest completed close Sep 25, 2026. Price data retrieved Sep 28, 2026.
- ROIC
- NOPAT / average invested capital × 100. NOPAT = operating income × (1 − effective tax rate). Invested capital = equity including noncontrolling interests + debt − cash and equivalents. Average uses period end and one year earlier.
- ROCE
- Operating income / average (assets − current liabilities) × 100, using period end and one year earlier.
- ROIIC
- Year-over-year change in annual/TTM NOPAT / positive year-over-year change in invested capital × 100. Capital reductions and missing inputs yield unavailable values.
- ROE
- Earnings attributable to owners / average equity attributable to owners × 100, using period end and one year earlier.
- ROA
- Net income / average total assets × 100, using period end and one year earlier.
- ROIC − WACC
- ROIC less your WACC assumption, in percentage points. The same scenario rate is applied across history; it is not a reported or historical company WACC.