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Citizens Financial Group

NYSE: CFG · USD

Citizens Financial Group financials

6 charts

Revenue

USD millions

$2,322M
Citizens Financial Group Revenue. Quarterly values and changes versus the preceding comparable period. Missing values are unavailable.
PeriodRevenue
FY 2014 Q3$1,161M; Change unavailable vs FY 2014 Q2
FY 2014 Q4$1,179M; +1.6% vs FY 2014 Q3
FY 2015 Q1$1,183M; +0.3% vs FY 2014 Q4
FY 2015 Q2$1,200M; +1.4% vs FY 2015 Q1
FY 2015 Q3$1,209M; +0.8% vs FY 2015 Q2
FY 2015 Q4$1,232M; +1.9% vs FY 2015 Q3
FY 2016 Q1$1,234M; +0.2% vs FY 2015 Q4
FY 2016 Q2$1,278M; +3.6% vs FY 2016 Q1
FY 2016 Q3$1,380M; +8.0% vs FY 2016 Q2
FY 2016 Q4$1,363M; −1.2% vs FY 2016 Q3
FY 2017 Q1$1,384M; +1.5% vs FY 2016 Q4
FY 2017 Q2$1,396M; +0.9% vs FY 2017 Q1
FY 2017 Q3$1,443M; +3.4% vs FY 2017 Q2
FY 2017 Q4$1,484M; +2.8% vs FY 2017 Q3
FY 2018 Q1$1,462M; −1.5% vs FY 2017 Q4
FY 2018 Q2$1,509M; +3.2% vs FY 2018 Q1
FY 2018 Q3$1,564M; +3.6% vs FY 2018 Q2
FY 2018 Q4$1,593M; +1.9% vs FY 2018 Q3
FY 2019 Q1$1,588M; −0.3% vs FY 2018 Q4
FY 2019 Q2$1,628M; +2.5% vs FY 2019 Q1
FY 2019 Q3$1,638M; +0.6% vs FY 2019 Q2
FY 2019 Q4$1,637M; −0.1% vs FY 2019 Q3
FY 2020 Q1$1,657M; +1.2% vs FY 2019 Q4
FY 2020 Q2$1,750M; +5.6% vs FY 2020 Q1
FY 2020 Q3$1,791M; +2.3% vs FY 2020 Q2
FY 2020 Q4$1,707M; −4.7% vs FY 2020 Q3
FY 2021 Q1$1,659M; −2.8% vs FY 2020 Q4
FY 2021 Q2$1,609M; −3.0% vs FY 2021 Q1
FY 2021 Q3$1,659M; +3.1% vs FY 2021 Q2
FY 2021 Q4$1,720M; +3.7% vs FY 2021 Q3
FY 2022 Q1$1,645M; −4.4% vs FY 2021 Q4
FY 2022 Q2$1,999M; +21.5% vs FY 2022 Q1
FY 2022 Q3$2,177M; +8.9% vs FY 2022 Q2
FY 2022 Q4$2,200M; +1.1% vs FY 2022 Q3
FY 2023 Q1$2,128M; −3.3% vs FY 2022 Q4
FY 2023 Q2$2,094M; −1.6% vs FY 2023 Q1
FY 2023 Q3$2,014M; −3.8% vs FY 2023 Q2
FY 2023 Q4$1,988M; −1.3% vs FY 2023 Q3
FY 2024 Q1$1,959M; −1.5% vs FY 2023 Q4
FY 2024 Q2$1,963M; +0.2% vs FY 2024 Q1
FY 2024 Q3$1,901M; −3.2% vs FY 2024 Q2
FY 2024 Q4$1,986M; +4.5% vs FY 2024 Q3
FY 2025 Q1$1,935M; −2.6% vs FY 2024 Q4
FY 2025 Q2$2,037M; +5.3% vs FY 2025 Q1
FY 2025 Q3$2,118M; +4.0% vs FY 2025 Q2
FY 2025 Q4$2,157M; +1.8% vs FY 2025 Q3
FY 2026 Q1$2,168M; +0.5% vs FY 2025 Q4
FY 2026 Q2$2,283M; +5.3% vs FY 2026 Q1
FY 2026 Q3$2,322M; +1.7% vs FY 2026 Q2
Sep 30, 2014 through Oct 28, 2026

Net income

USD millions

$636M
Citizens Financial Group Net income. Quarterly values and changes versus the preceding comparable period. Missing values are unavailable.
PeriodNet income
FY 2014 Q3$189M; Change unavailable vs FY 2014 Q2
FY 2014 Q4$197M; +4.2% vs FY 2014 Q3
FY 2015 Q1$209M; +6.1% vs FY 2014 Q4
FY 2015 Q2$190M; −9.1% vs FY 2015 Q1
FY 2015 Q3$220M; +15.8% vs FY 2015 Q2
FY 2015 Q4$221M; +0.5% vs FY 2015 Q3
FY 2016 Q1$223M; +0.9% vs FY 2015 Q4
FY 2016 Q2$243M; +9.0% vs FY 2016 Q1
FY 2016 Q3$297M; +22.2% vs FY 2016 Q2
FY 2016 Q4$282M; −5.1% vs FY 2016 Q3
FY 2017 Q1$320M; +13.5% vs FY 2016 Q4
FY 2017 Q2$318M; −0.6% vs FY 2017 Q1
FY 2017 Q3$348M; +9.4% vs FY 2017 Q2
FY 2017 Q4$666M; +91.4% vs FY 2017 Q3
FY 2018 Q1$388M; −41.7% vs FY 2017 Q4
FY 2018 Q2$425M; +9.5% vs FY 2018 Q1
FY 2018 Q3$443M; +4.2% vs FY 2018 Q2
FY 2018 Q4$465M; +5.0% vs FY 2018 Q3
FY 2019 Q1$439M; −5.6% vs FY 2018 Q4
FY 2019 Q2$453M; +3.2% vs FY 2019 Q1
FY 2019 Q3$449M; −0.9% vs FY 2019 Q2
FY 2019 Q4$450M; +0.2% vs FY 2019 Q3
FY 2020 Q1$34M; −92.4% vs FY 2019 Q4
FY 2020 Q2$253M; +644.1% vs FY 2020 Q1
FY 2020 Q3$314M; +24.1% vs FY 2020 Q2
FY 2020 Q4$456M; +45.2% vs FY 2020 Q3
FY 2021 Q1$611M; +34.0% vs FY 2020 Q4
FY 2021 Q2$648M; +6.1% vs FY 2021 Q1
FY 2021 Q3$530M; −18.2% vs FY 2021 Q2
FY 2021 Q4$530M; 0.0% vs FY 2021 Q3
FY 2022 Q1$420M; −20.8% vs FY 2021 Q4
FY 2022 Q2$364M; −13.3% vs FY 2022 Q1
FY 2022 Q3$636M; +74.7% vs FY 2022 Q2
FY 2022 Q4$653M; +2.7% vs FY 2022 Q3
FY 2023 Q1$511M; −21.7% vs FY 2022 Q4
FY 2023 Q2$478M; −6.5% vs FY 2023 Q1
FY 2023 Q3$430M; −10.0% vs FY 2023 Q2
FY 2023 Q4$189M; −56.0% vs FY 2023 Q3
FY 2024 Q1$334M; +76.7% vs FY 2023 Q4
FY 2024 Q2$392M; +17.4% vs FY 2024 Q1
FY 2024 Q3$382M; −2.6% vs FY 2024 Q2
FY 2024 Q4$401M; +5.0% vs FY 2024 Q3
FY 2025 Q1$373M; −7.0% vs FY 2024 Q4
FY 2025 Q2$436M; +16.9% vs FY 2025 Q1
FY 2025 Q3$494M; +13.3% vs FY 2025 Q2
FY 2025 Q4$528M; +6.9% vs FY 2025 Q3
FY 2026 Q1$517M; −2.1% vs FY 2025 Q4
FY 2026 Q2$587M; +13.5% vs FY 2026 Q1
FY 2026 Q3$636M; +8.3% vs FY 2026 Q2

Net margin

%

27.39%
Citizens Financial Group Net margin. Reported fiscal history.
Fiscal period%
FY 2014 Q316.28%
FY 2014 Q416.71%
FY 2015 Q117.67%
FY 2015 Q215.83%
FY 2015 Q318.2%
FY 2015 Q417.94%
FY 2016 Q118.07%
FY 2016 Q219.01%
FY 2016 Q321.52%
FY 2016 Q420.69%
FY 2017 Q123.12%
FY 2017 Q222.78%
FY 2017 Q324.12%
FY 2017 Q444.88%
FY 2018 Q126.54%
FY 2018 Q228.16%
FY 2018 Q328.32%
FY 2018 Q429.19%
FY 2019 Q127.64%
FY 2019 Q227.83%
FY 2019 Q327.41%
FY 2019 Q427.49%
FY 2020 Q12.05%
FY 2020 Q214.46%
FY 2020 Q317.53%
FY 2020 Q426.71%
FY 2021 Q136.83%
FY 2021 Q240.27%
FY 2021 Q331.95%
FY 2021 Q430.81%
FY 2022 Q125.53%
FY 2022 Q218.21%
FY 2022 Q329.21%
FY 2022 Q429.68%
FY 2023 Q124.01%
FY 2023 Q222.83%
FY 2023 Q321.35%
FY 2023 Q49.51%
FY 2024 Q117.05%
FY 2024 Q219.97%
FY 2024 Q320.09%
FY 2024 Q420.19%
FY 2025 Q119.28%
FY 2025 Q221.4%
FY 2025 Q323.32%
FY 2025 Q424.48%
FY 2026 Q123.85%
FY 2026 Q225.71%
FY 2026 Q327.39%

P/E

× · TTM · Daily

14.04×
Citizens Financial Group P/E. Monthly closing observations; inspect daily values with the chart arrow keys.
Close date× · TTM · DailyFinancials through
2016-08-3114.71×2016-06-30
2016-09-3014.68×2016-06-30
2016-10-3115.64×2016-06-30
2016-11-3018×2016-09-30
2016-12-3019.14×2016-09-30
2017-01-3119.43×2016-09-30
2017-02-2820.08×2016-09-30
2017-03-3118.56×2016-09-30
2017-04-2819.72×2016-09-30
2017-05-3118.32×2016-09-30
2017-06-3019.17×2016-09-30
2017-07-3118.85×2016-09-30
2017-08-3117.8×2016-09-30
2017-09-2920.35×2016-09-30
2017-10-3120.42×2016-09-30
2017-11-3021.87×2016-09-30
2017-12-2922.55×2016-09-30
2018-01-3124.66×2016-09-30
2018-02-2823.36×2016-09-30
2018-03-2922.55×2016-09-30
2018-04-3022.29×2016-09-30
2018-05-3121.95×2016-09-30
2018-06-2920.9×2016-09-30
2018-07-3121.37×2016-09-30
2018-08-3122.11×2016-09-30
2018-09-2820.72×2016-09-30
2018-10-3120.07×2016-09-30
2018-11-3019.53×2016-09-30
2018-12-3115.97×2016-09-30
2019-01-3118.22×2016-09-30
2019-02-2814.79×2017-09-30
2019-03-2913.01×2017-09-30
2019-04-3014.5×2017-09-30
2019-05-3113.05×2017-09-30
2019-06-2814.16×2017-09-30
2019-07-3114.92×2017-09-30
2019-08-3013.51×2017-09-30
2019-09-3014.16×2017-09-30
2019-10-3114.08×2017-09-30
2019-11-2915.4×2017-09-30
2019-12-3116.26×2017-09-30
2020-01-3114.93×2017-09-30
2020-02-288.05×2019-12-31
2020-03-314.78×2019-12-31
2020-04-305.69×2019-12-31
2020-05-296.12×2019-12-31
2020-06-306.41×2019-12-31
2020-07-316.3×2019-12-31
2020-08-316.57×2019-12-31
2020-09-306.42×2019-12-31
2020-10-306.92×2019-12-31
2020-11-3014.67×2020-09-30
2020-12-3116.06×2020-09-30
2021-01-2916.37×2020-09-30
2021-02-2619.58×2020-12-31
2021-03-3119.9×2020-12-31
2021-04-3020.86×2020-12-31
2021-05-2813.99×2021-03-31
2021-06-3012.86×2021-03-31
2021-07-3011.82×2021-03-31
2021-08-3112.28×2021-03-31
2021-09-3013.17×2021-03-31
2021-10-2913.29×2021-03-31
2021-11-3013.25×2021-03-31
2021-12-3113.25×2021-03-31
2022-01-3114.43×2021-03-31
2022-02-2810.14×2021-12-31
2022-03-318.77×2021-12-31
2022-04-297.62×2021-12-31
2022-05-318×2021-12-31
2022-06-306.9×2021-12-31
2022-07-297.34×2021-12-31
2022-08-317.1×2021-12-31
2022-09-306.65×2021-12-31
2022-10-317.91×2021-12-31
2022-11-3011.48×2022-09-30
2022-12-3010.66×2022-09-30
2023-01-3111.73×2022-09-30
2023-02-2810.55×2022-12-31
2023-03-317.67×2022-12-31
2023-04-287.82×2022-12-31
2023-05-316.13×2023-03-31
2023-06-306.2×2023-03-31
2023-07-317.67×2023-03-31
2023-08-316.25×2023-06-30
2023-09-295.96×2023-06-30
2023-10-315.21×2023-06-30
2023-11-306.58×2023-09-30
2023-12-298×2023-09-30
2024-01-317.89×2023-09-30
2024-02-299.85×2023-12-31
2024-03-2811.38×2023-12-31
2024-04-3010.7×2023-12-31
2024-05-3112.52×2024-03-31
2024-06-2812.79×2024-03-31
2024-07-3115.14×2024-03-31
2024-08-3016.11×2024-06-30
2024-09-3015.37×2024-06-30
2024-10-3115.76×2024-06-30
2024-11-2918.61×2024-09-30
2024-12-3116.91×2024-09-30
2025-01-3118.39×2024-09-30
2025-02-2814.84×2024-12-31
2025-03-3113.28×2024-12-31
2025-04-3011.96×2024-12-31
2025-05-3012.67×2025-03-31
2025-06-3014.05×2025-03-31
2025-07-3114.99×2025-03-31
2025-08-2916.42×2025-03-31
2025-09-3016.7×2025-03-31
2025-10-3115.98×2025-03-31
2025-11-2816.99×2025-03-31
2025-12-3118.34×2025-03-31
2026-01-3019.78×2025-03-31
2026-02-2715.47×2025-12-31
2026-03-3115.41×2025-12-31
2026-04-3016.72×2025-12-31
2026-05-2914.61×2026-03-31
2026-06-3016.44×2026-03-31
2026-07-3116.81×2026-03-31
2026-08-3114.81×2026-06-30
2026-09-3013.71×2026-06-30
2026-10-2814.04×2026-06-30
Mean 14.18×Median 14.58×4% below median

ROE

% · Annual / TTM

8.9%
Citizens Financial Group ROE. Reported fiscal history.
Fiscal period% · Annual / TTM
FY 2014 Q3—
FY 2014 Q4—
FY 2015 Q1—
FY 2015 Q2—
FY 2015 Q3—
FY 2015 Q44.32%
FY 2016 Q1—
FY 2016 Q24.56%
FY 2016 Q34.95%
FY 2016 Q45.31%
FY 2017 Q15.74%
FY 2017 Q26.04%
FY 2017 Q36.29%
FY 2017 Q48.26%
FY 2018 Q18.62%
FY 2018 Q29.02%
FY 2018 Q39.52%
FY 2018 Q48.38%
FY 2019 Q18.52%
FY 2019 Q28.47%
FY 2019 Q38.57%
FY 2019 Q48.33%
FY 2020 Q16.38%
FY 2020 Q25.34%
FY 2020 Q34.74%
FY 2020 Q44.71%
FY 2021 Q17.33%
FY 2021 Q28.9%
FY 2021 Q39.78%
FY 2021 Q410.06%
FY 2022 Q19.52%
FY 2022 Q27.76%
FY 2022 Q38.37%
FY 2022 Q48.8%
FY 2023 Q19.35%
FY 2023 Q29.51%
FY 2023 Q39%
FY 2023 Q46.7%
FY 2024 Q15.97%
FY 2024 Q25.67%
FY 2024 Q35.43%
FY 2024 Q46.21%
FY 2025 Q16.37%
FY 2025 Q26.48%
FY 2025 Q36.71%
FY 2025 Q47.24%
FY 2026 Q17.74%
FY 2026 Q28.27%
FY 2026 Q38.9%

Capital allocation

% of tracked cash uses

$5,594M
Citizens Financial Group capital allocation. Quarterly values. Missing values are unavailable.
PeriodCapexAcquisitionsBuybacksDividendsDebt repaymentsTracked uses
FY 2014 Q32.78% · $11MUnavailable0% · $0M96.72% · $383M0.51% · $2M100% · $396M
FY 2014 Q419.96% · $93MUnavailable71.67% · $334M8.37% · $39MUnavailable100% · $466M
FY 2015 Q122.22% · $18MUnavailable25.93% · $21M48.15% · $39M3.7% · $3M100% · $81M
FY 2015 Q28.99% · $25MUnavailable82.37% · $229M7.55% · $21M1.08% · $3M100% · $278M
FY 2015 Q34.01% · $11MUnavailable91.24% · $250M4.01% · $11M0.73% · $2M100% · $274M
FY 2015 Q48.12% · $67MUnavailable0% · $0M0% · $0M91.88% · $758M100% · $825M
FY 2016 Q11.26% · $8MUnavailable0% · $0MUnavailable98.74% · $629M100% · $637M
FY 2016 Q20.46% · $14MUnavailable0% · $0MUnavailable99.54% · $3,002M100% · $3,016M
FY 2016 Q30.79% · $22MUnavailable9.03% · $250MUnavailable90.18% · $2,497M100% · $2,769M
FY 2016 Q43.65% · $94MUnavailable6.99% · $180MUnavailable89.36% · $2,301M100% · $2,575M
FY 2017 Q10.34% · $14MUnavailable3.14% · $130MUnavailable96.53% · $4,000M100% · $4,144M
FY 2017 Q20.84% · $50MUnavailable2.19% · $130MUnavailable96.97% · $5,751M100% · $5,931M
FY 2017 Q32.52% · $51MUnavailable11.11% · $225MUnavailable86.38% · $1,750M100% · $2,026M
FY 2017 Q48.01% · $138M0% · $0M19.44% · $335MUnavailable72.55% · $1,250M100% · $1,723M
FY 2018 Q10.93% · $32M0% · $0M5.06% · $175MUnavailable94.01% · $3,250M100% · $3,457M
FY 2018 Q21.36% · $62M0% · $0M3.3% · $150MUnavailable95.34% · $4,334M100% · $4,546M
FY 2018 Q31.68% · $63M14.23% · $533M10.68% · $400MUnavailable73.4% · $2,749M100% · $3,745M
FY 2018 Q41.54% · $75M0% · $0M6.15% · $300MUnavailable92.31% · $4,504M100% · $4,879M
FY 2019 Q10.21% · $16M1.72% · $129M2.67% · $200M1.99% · $149M93.41% · $7,002M100% · $7,496M
FY 2019 Q21.09% · $25M0% · $0M5.23% · $120M6.45% · $148M87.24% · $2,003M100% · $2,296M
FY 2019 Q31.64% · $37M0% · $0M22.22% · $500M7.2% · $162M68.93% · $1,551M100% · $2,250M
FY 2019 Q4Unavailable0% · $0M8.23% · $400M3.25% · $158M88.52% · $4,301M100% · $4,859M
FY 2020 Q1Unavailable0.06% · $3M5.46% · $270M3.4% · $168M91.07% · $4,500M100% · $4,941M
FY 2020 Q2Unavailable0% · $0M0% · $0M1.88% · $168M98.12% · $8,753M100% · $8,921M
FY 2020 Q3Unavailable0% · $0M0% · $0M97.11% · $168M2.89% · $5M100% · $173M
FY 2020 Q4Unavailable0% · $0M0% · $0M18.03% · $168M81.97% · $764M100% · $932M
FY 2021 Q1Unavailable0% · $0M35.71% · $95M62.78% · $167M1.5% · $4M100% · $266M
FY 2021 Q2Unavailable0% · $0M0% · $0M11.05% · $168M88.95% · $1,353M100% · $1,521M
FY 2021 Q3Unavailable7.73% · $14M0% · $0M92.27% · $167MUnavailable100% · $181M
FY 2021 Q4Unavailable29.09% · $151M38.54% · $200M32.37% · $168MUnavailable100% · $519M
FY 2022 Q1Unavailable10.9% · $143M0% · $0M12.58% · $165M76.52% · $1,004M100% · $1,312M
FY 2022 Q2Unavailable8.75% · $91M0.19% · $2M18.75% · $195M72.31% · $752M100% · $1,040M
FY 2022 Q3Unavailable0.02% · $1M0% · $0M4.5% · $209M95.48% · $4,434M100% · $4,644M
FY 2022 Q4Unavailable0.14% · $20M1.09% · $151M1.51% · $210M97.26% · $13,501M100% · $13,882M
FY 2023 Q1Unavailable0% · $0M12.02% · $404M6.1% · $205M81.88% · $2,752M100% · $3,361M
FY 2023 Q2Unavailable0% · $0M2.21% · $259M1.75% · $205M96.04% · $11,252M100% · $11,716M
FY 2023 Q3Unavailable0% · $0M3.92% · $243M3.21% · $199M92.88% · $5,762M100% · $6,204M
FY 2023 Q4Unavailable0% · $0M0% · $0M2.25% · $199M97.75% · $8,652M100% · $8,851M
FY 2024 Q1UnavailableUnavailable5.06% · $300M3.32% · $197M91.62% · $5,437M100% · $5,934M
FY 2024 Q2UnavailableUnavailable3.22% · $200M3.12% · $194M93.66% · $5,819M100% · $6,213M
FY 2024 Q3UnavailableUnavailable16.25% · $325M9.5% · $190M74.25% · $1,485M100% · $2,000M
FY 2024 Q4UnavailableUnavailable8.86% · $225M30.29% · $769M60.85% · $1,545M100% · $2,539M
FY 2025 Q1UnavailableUnavailable6.53% · $200M6.08% · $186M87.39% · $2,675M100% · $3,061M
FY 2025 Q2UnavailableUnavailable5.5% · $200M5.09% · $185M89.41% · $3,251M100% · $3,636M
FY 2025 Q3UnavailableUnavailable2.63% · $75M6.45% · $184M90.92% · $2,594M100% · $2,853M
FY 2025 Q4UnavailableUnavailable8.07% · $125M12.91% · $200M79.02% · $1,224M100% · $1,549M
FY 2026 Q1UnavailableUnavailable9.63% · $300M6.35% · $198M84.02% · $2,618M100% · $3,116M
FY 2026 Q2UnavailableUnavailable5% · $225M4.4% · $198M90.6% · $4,075M100% · $4,498M
FY 2026 Q3UnavailableUnavailable2.23% · $125M3.52% · $197M94.24% · $5,272M100% · $5,594M

Tracked cash uses · SBC excluded

Sources and calculations

Company filings · USD · Last checked 2026-10-19. Missing inputs remain unavailable. Your chart selection and layout are saved in this browser for Citizens Financial Group.

All charts share the selected dates. Quarterly/Yearly changes fiscal charts; valuation keeps completed daily closes on a published TTM basis. Later restatements can delay that basis. Historical mean, median and pricing labels use the selected range and do not estimate intrinsic fair value.

Revenue
Reported revenue from company filings.
Net income
Reported company figures.
Net margin
Reported net income / revenue × 100.
P/E
Completed closing price × diluted shares / TTM earnings attributable to common shareholders.
ROE
Earnings attributable to owners / average equity attributable to owners × 100, using period end and one year earlier.
Capital allocation
Reported cash uses as a percentage of tracked uses. Missing categories remain unavailable; SBC is noncash and excluded.
Reported revenue and sources