Skip to content

Capital One Financial

NYSE: COF · USD

Capital One Financial cash flow and EPS50

Operating cash flow, capital investment, free cash flow and earnings per share.

Capital allocation

% of tracked cash uses

$5,574M
Capital One Financial capital allocation. Quarterly values. Missing values are unavailable.
PeriodCapexAcquisitionsBuybacksDividendsDebt repaymentsTracked uses
FY 2009 Q277.16% · $68.652MUnavailable0.51% · $0.455M22.33% · $19.872MUnavailable100% · $88.979M
FY 2009 Q359.56% · $37.929MUnavailable4.82% · $3.07M35.62% · $22.683MUnavailable100% · $63.682M
FY 2009 Q436.66% · $17.825MUnavailable16.64% · $8.092M46.7% · $22.705MUnavailable100% · $48.622M
FY 2010 Q164.4% · $73.473MUnavailable15.6% · $17.798M20% · $22.824MUnavailable100% · $114.095M
FY 2010 Q275.1% · $76.527MUnavailable2.16% · $2.202M22.74% · $23.176MUnavailable100% · $101.905M
FY 2010 Q375% · $75MUnavailable2% · $2M23% · $23MUnavailable100% · $100M
FY 2010 Q483.94% · $115MUnavailable0% · $0M16.06% · $22MUnavailable100% · $137M
FY 2011 Q14.26% · $67M91.86% · $1,444M2.42% · $38M1.46% · $23MUnavailable100% · $1,572M
FY 2011 Q279.31% · $92MUnavailable0.86% · $1M19.83% · $23MUnavailable100% · $116M
FY 2011 Q381.48% · $110MUnavailable1.48% · $2M17.04% · $23MUnavailable100% · $135M
FY 2011 Q466.67% · $46MUnavailable1.45% · $1M31.88% · $22MUnavailable100% · $69M
FY 2012 Q170.27% · $156MUnavailable18.92% · $42M10.81% · $24MUnavailable100% · $222M
FY 2012 Q278.52% · $106MUnavailable0% · $0M21.48% · $29MUnavailable100% · $135M
FY 2012 Q376.38% · $97MUnavailable0.79% · $1M22.83% · $29MUnavailable100% · $127M
FY 2012 Q487.39% · $201MUnavailable0% · $0M12.61% · $29MUnavailable100% · $230M
FY 2013 Q180.27% · $236MUnavailable9.52% · $28M10.2% · $30MUnavailable100% · $294M
FY 2013 Q254.73% · $214MUnavailable0.26% · $1M45.01% · $176MUnavailable100% · $391M
FY 2013 Q328.34% · $172MUnavailable42.5% · $258M29.16% · $177MUnavailable100% · $607M
FY 2013 Q417.59% · $196MUnavailable66.97% · $746M15.44% · $172MUnavailable100% · $1,114M
FY 2014 Q137.72% · $129MUnavailable11.4% · $39M50.88% · $174MUnavailable100% · $342M
FY 2014 Q29.82% · $121MUnavailable76.38% · $941M13.8% · $170MUnavailable100% · $1,232M
FY 2014 Q317.47% · $155MUnavailable63.47% · $563M19.05% · $169MUnavailable100% · $887M
FY 2014 Q412.68% · $97MUnavailable65.62% · $502M21.7% · $166MUnavailable100% · $765M
FY 2015 Q117.33% · $153MUnavailable63.76% · $563M18.91% · $167MUnavailable100% · $883M
FY 2015 Q28.27% · $76MUnavailable68.01% · $625M23.72% · $218MUnavailable100% · $919M
FY 2015 Q317.74% · $182MUnavailable61.11% · $627M21.15% · $217MUnavailable100% · $1,026M
FY 2015 Q412.59% · $121MUnavailable65.14% · $626M22.27% · $214MUnavailable100% · $961M
FY 2016 Q110.19% · $134MUnavailable73.76% · $970M16.05% · $211MUnavailable100% · $1,315M
FY 2016 Q218.55% · $190MUnavailable61.43% · $629M20.02% · $205MUnavailable100% · $1,024M
FY 2016 Q311.65% · $184MUnavailable75.57% · $1,194M12.78% · $202MUnavailable100% · $1,580M
FY 2016 Q413.74% · $271M32.44% · $640M43.99% · $868M9.83% · $194MUnavailable100% · $1,973M
FY 2017 Q134.96% · $222MUnavailable34.33% · $218M30.71% · $195MUnavailable100% · $635M
FY 2017 Q257.11% · $261MUnavailable0.22% · $1M42.67% · $195MUnavailable100% · $457M
FY 2017 Q358.02% · $293MUnavailable3.37% · $17M38.61% · $195MUnavailable100% · $505M
FY 2017 Q454.88% · $242MUnavailable0.91% · $4M44.22% · $195MUnavailable100% · $441M
FY 2018 Q130.37% · $205MUnavailable40.44% · $273M29.19% · $197MUnavailable100% · $675M
FY 2018 Q218.33% · $224MUnavailable65.63% · $802M16.04% · $196MUnavailable100% · $1,222M
FY 2018 Q323.95% · $240MUnavailable56.99% · $571M19.06% · $191MUnavailable100% · $1,002M
FY 2018 Q412.56% · $205M36.76% · $600M39.09% · $638M11.58% · $189MUnavailable100% · $1,632M
FY 2019 Q141.69% · $183MUnavailable14.81% · $65M43.51% · $191MUnavailable100% · $439M
FY 2019 Q252.85% · $213MUnavailable0.5% · $2M46.65% · $188MUnavailable100% · $403M
FY 2019 Q326.29% · $235MUnavailable52.46% · $469M21.25% · $190MUnavailable100% · $894M
FY 2019 Q42.64% · $256M85.71% · $8,308M9.75% · $945M1.9% · $184MUnavailable100% · $9,693M
FY 2020 Q121.24% · $154MUnavailable53.24% · $386M25.52% · $185MUnavailable100% · $725M
FY 2020 Q250.4% · $188MUnavailable0.54% · $2M49.06% · $183MUnavailable100% · $373M
FY 2020 Q378.21% · $201M2.72% · $7M0.78% · $2M18.29% · $47MUnavailable100% · $257M
FY 2020 Q477.67% · $167M0% · $0M1.4% · $3M20.93% · $45MUnavailable100% · $215M
FY 2021 Q119% · $178MUnavailable61.37% · $575M19.64% · $184MUnavailable100% · $937M
FY 2021 Q28.1% · $163MUnavailable82.9% · $1,668M9% · $181MUnavailable100% · $2,012M
FY 2021 Q34.15% · $163M13.41% · $527M68.97% · $2,710M13.46% · $529MUnavailable100% · $3,929M
FY 2021 Q46.03% · $194M3.67% · $118M82.41% · $2,652M7.89% · $254MUnavailable100% · $3,218M
FY 2022 Q17.76% · $230M0% · $0M83.78% · $2,484M8.47% · $251MUnavailable100% · $2,965M
FY 2022 Q27.99% · $193M0% · $0M82.25% · $1,988M9.76% · $236MUnavailable100% · $2,417M
FY 2022 Q311.64% · $221M59.35% · $1,127M16.8% · $319M12.22% · $232MUnavailable100% · $1,899M
FY 2022 Q439.89% · $290M6.74% · $49M21.6% · $157M31.77% · $231MUnavailable100% · $727M
FY 2023 Q17.22% · $235M78.03% · $2,539M7.56% · $246M7.19% · $234MUnavailable100% · $3,254M
FY 2023 Q224.49% · $206M29.25% · $246M18.67% · $157M27.59% · $232MUnavailable100% · $841M
FY 2023 Q339.97% · $259M0% · $0M24.23% · $157M35.8% · $232MUnavailable100% · $648M
FY 2023 Q440.03% · $261M0% · $0M24.23% · $158M35.74% · $233MUnavailable100% · $652M
FY 2024 Q133.79% · $247M0% · $0M34.06% · $249M32.15% · $235MUnavailable100% · $731M
FY 2024 Q242.25% · $289M0% · $0M23.83% · $163M33.92% · $232MUnavailable100% · $684M
FY 2024 Q344.19% · $312M0% · $0M22.8% · $161M33% · $233MUnavailable100% · $706M
FY 2024 Q447.53% · $356M0% · $0M21.5% · $161M30.97% · $232MUnavailable100% · $749M
FY 2025 Q127.29% · $348M24.94% · $318M29.41% · $375M18.35% · $234MUnavailable100% · $1,275M
FY 2025 Q241.82% · $399MUnavailable17.51% · $167M40.67% · $388MUnavailable100% · $954M
FY 2025 Q321.38% · $387MUnavailable57.29% · $1,037M21.33% · $386MUnavailable100% · $1,810M
FY 2025 Q412.79% · $444M0% · $0M72.58% · $2,520M14.63% · $508MUnavailable100% · $3,472M
FY 2026 Q113.52% · $553M5.89% · $241M68.31% · $2,793M12.28% · $502MUnavailable100% · $4,089M
FY 2026 Q26.58% · $367M35.16% · $1,960M49.28% · $2,747M8.97% · $500MUnavailable100% · $5,574M
Jun 30, 2009 through Jun 30, 2026

Latest period omits debt repayments. Percentages cover tracked uses. SBC is noncash and excluded.

Operating cash flow

USD millions

$8,444M

Capital expenditures

USD millions

$367M

Free cash flow

USD millions

$8,077M

Stock-based compensation

USD millions

$215M

SBC / free cash flow

% · FCF before SBC deduction

2.66%

SBC / operating cash flow

%

2.55%

Software & intangible investment

USD millions

—

Separately disclosed software and intangible investment is unavailable in the extracted statements for this period.

Diluted EPS

USD per share

$4.73

Quarterly data

Capital One Financial cash-flow history. Each metric has its own unit. A dash means inputs are missing or the calculation is undefined.
Fiscal periodEndedOperating cash flowUSD millionsCapital expendituresUSD millionsFree cash flowUSD millionsStock-based compensationUSD millionsSBC / free cash flow%SBC / operating cash flow%Software & intangible investmentUSD millionsDiluted EPSUSD per share
FY 2026 Q2Jun 30, 20268,4443678,0772152.66%2.55%—$4.73
FY 2026 Q1Mar 31, 20266,0235535,4701312.39%2.17%—$3.34
FY 2025 Q4Dec 31, 20257,8314447,3872002.71%2.55%——
FY 2025 Q3Sep 30, 20259,1543878,7671741.98%1.9%—$4.83
FY 2025 Q2Jun 30, 20256,0663995,6672253.97%3.71%—$-8.58
FY 2025 Q1Mar 31, 20254,6673484,3191774.1%3.79%—$3.45
FY 2024 Q4Dec 31, 20242,4483562,0921446.88%5.88%——
FY 2024 Q3Sep 30, 20246,4583126,1461272.07%1.97%—$4.41
FY 2024 Q2Jun 30, 20246,2432895,9541051.76%1.68%—$1.38
FY 2024 Q1Mar 31, 20243,0102472,7631936.99%6.41%—$3.13
FY 2023 Q4Dec 31, 20237,1002616,8391412.06%1.99%——
FY 2023 Q3Sep 30, 20237,1292596,870951.38%1.33%—$4.45
FY 2023 Q2Jun 30, 20233,3542063,1481233.91%3.67%—$3.52
FY 2023 Q1Mar 31, 20232,9922352,7571545.59%5.15%—$2.31
FY 2022 Q4Dec 31, 20228,1572907,867760.97%0.93%——
FY 2022 Q3Sep 30, 20222,7772212,556662.58%2.38%—$4.2
FY 2022 Q2Jun 30, 20222,9541932,761652.35%2.2%—$4.96
FY 2022 Q1Mar 31, 2022-79230-309107———$5.62
FY 2021 Q4Dec 31, 20214,6621944,468611.37%1.31%——
FY 2021 Q3Sep 30, 20211,9541631,791643.57%3.28%—$6.78
FY 2021 Q2Jun 30, 20214,0581633,895872.23%2.14%—$7.62
FY 2021 Q1Mar 31, 20211,6361781,4581198.16%7.27%—$7.03
FY 2020 Q4Dec 31, 20204,6271674,460751.68%1.62%——
FY 2020 Q3Sep 30, 20202,8572012,656542.03%1.89%—$5.06
FY 2020 Q2Jun 30, 20203,8061883,618501.38%1.31%—$-2.21
FY 2020 Q1Mar 31, 20205,4091545,255240.46%0.44%—$-3.1
FY 2019 Q4Dec 31, 20194,1202563,864641.66%1.55%——
FY 2019 Q3Sep 30, 20193,4122353,177461.45%1.35%—$2.69
FY 2019 Q2Jun 30, 20194,2262134,013571.42%1.35%—$3.24
FY 2019 Q1Mar 31, 20194,8811834,698721.53%1.48%—$2.86
FY 2018 Q4Dec 31, 20183,9402053,735170.46%0.43%——
FY 2018 Q3Sep 30, 20183,3512403,111451.45%1.34%—$2.99
FY 2018 Q2Jun 30, 20184,0802243,856411.06%1%—$3.71
FY 2018 Q1Mar 31, 20181,6072051,402674.78%4.17%—$2.62
FY 2017 Q4Dec 31, 20174,0912423,849802.08%1.96%——
FY 2017 Q3Sep 30, 20173,0682932,775531.91%1.73%—$2.14
FY 2017 Q2Jun 30, 20173,8602613,599340.94%0.88%—$1.94
FY 2017 Q1Mar 31, 20173,1632222,941772.62%2.43%—$1.54
FY 2016 Q4Dec 31, 20161,9952711,724895.16%4.46%—$1.45
FY 2016 Q3Sep 30, 20163,2931843,109601.93%1.82%—$1.9
FY 2016 Q2Jun 30, 20162,4661902,276462.02%1.87%—$1.69
FY 2016 Q1Mar 31, 20164,1021343,968441.11%1.07%—$1.84
FY 2015 Q4Dec 31, 20151,1221211,001404%3.57%—$1.58
FY 2015 Q3Sep 30, 20154,6571824,475-3-0.07%-0.06%—$1.98
FY 2015 Q2Jun 30, 20152,355762,279743.25%3.14%—$1.5
FY 2015 Q1Mar 31, 20151,9931531,840502.72%2.51%—$2
FY 2014 Q4Dec 31, 20141,603971,506382.52%2.37%—$1.73
FY 2014 Q3Sep 30, 20142,7811552,626301.14%1.08%—$1.86
FY 2014 Q2Jun 30, 20141,7611211,640533.23%3.01%—$2.04
FY 2014 Q1Mar 31, 20143,1591293,030842.77%2.66%—$1.96
FY 2013 Q4Dec 31, 2013-5,280196-5,47668———$1.43
FY 2013 Q3Sep 30, 20139,6321729,460600.63%0.62%—$1.86
FY 2013 Q2Jun 30, 20132,8382142,624582.21%2.04%—$1.87
FY 2013 Q1Mar 31, 20132,7942362,558542.11%1.93%—$1.79
FY 2012 Q4Dec 31, 2012927201726466.34%4.96%——
FY 2012 Q3Sep 30, 20124,981974,884370.76%0.74%—$2.01
FY 2012 Q2Jun 30, 20121,6861061,580533.35%3.14%—$0.16
FY 2012 Q1Mar 31, 20121,4661561,310634.81%4.3%—$2.72
FY 2011 Q4Dec 31, 20111,539461,493543.62%3.51%——
FY 2011 Q3Sep 30, 20111,5551101,445181.25%1.16%—$1.77
FY 2011 Q2Jun 30, 20112,492922,400421.75%1.69%—$1.97
FY 2011 Q1Mar 31, 20111,869671,802754.16%4.01%—$2.21
FY 2010 Q4Dec 31, 2010122115732457.14%26.23%——
FY 2010 Q3Sep 30, 20103,209753,134300.96%0.93%—$1.76
FY 2010 Q2Jun 30, 20102,787.0376.532,710.5140.451.49%1.45%—$1.33
FY 2010 Q1Mar 31, 20102,023.9773.471,950.546.552.39%2.3%—$1.4
FY 2009 Q4Dec 31, 2009-334.3117.83-352.1343.8————
FY 2009 Q3Sep 30, 2009-9.1237.93-47.0543.93———$0.94
FY 2009 Q2Jun 30, 20091,660.8168.651,592.1533.392.1%2.01%—$-0.65
Sources and calculations

Financial inputs from company filings. Last checked Oct 18, 2026. A dash means missing inputs or an undefined calculation.

Period changes use the preceding fiscal quarter or year. Percentage changes divide by the absolute prior value; a zero or missing baseline has no percentage change. Percentage metrics show changes in percentage points.

FCF subtracts reported cash capital investment. PPE purchases are preferred; the productive-assets fallback also includes software and intangibles. Acquisitions and noncash lease additions are excluded. EPS and weighted shares are not summed across quarters. Annual figures use annual reports.

SBC / FCF always uses FCF before SBC deduction; both SBC ratios compare amounts from the same period. A zero or negative cash-flow denominator is undefined, and values above 100% are retained.

Each reported nonnegative cash use / sum of available tracked nonnegative cash uses × 100. Missing categories are omitted, never set to zero. This is the composition of tracked uses, not a complete cash-flow reconciliation or a percentage of OCF. SBC is noncash and excluded. Negative amounts are excluded as reversals or net receipts; they are not converted to spending. Annual bars use reported annual amounts. Turning off a category hides its share without changing the denominator. Debt repayments prefer a reported aggregate, with long-term or convertible-only scope identified in the tooltip. Acquisitions are net of cash acquired. Dividend payments use the aggregate where reported, including dividend equivalents when part of that concept.

The SBC option subtracts reported share-based compensation from FCF as an economic-cost scenario. Missing SBC never becomes zero.

Market prices: Yahoo Finance · COF, USD. Latest completed close Sep 25, 2026. Price data retrieved Sep 28, 2026.

Operating cash flow
Reported net cash provided by or used in operating activities.
Capital expenditures
Reported cash capital investment. Uses purchases of property, plant and equipment where disclosed; otherwise purchases of productive assets, which can also include software and intangibles. Excludes acquisitions and noncash lease additions.
Free cash flow
Operating cash flow − reported cash capital investment. PPE purchases are preferred; the productive-assets fallback also includes software and intangibles. Reflects the SBC option and can differ from issuer-defined FCF.
Stock-based compensation
Reported share-based compensation addback in the cash-flow statement. Missing disclosure is not treated as zero.
SBC / free cash flow
Reported share-based compensation / (operating cash flow − cash capital investment) × 100, for the same fiscal period. Always uses FCF before SBC deduction. Zero or negative FCF is undefined; values above 100% are retained.
SBC / operating cash flow
Reported share-based compensation / reported operating cash flow × 100, for the same fiscal period. Zero or negative operating cash flow is undefined. Unaffected by the SBC deduction scenario.
Software & intangible investment
Separately tagged payments for capitalized software under US GAAP, or purchases of intangible assets under IFRS. This optional disclosure is not inferred from total capex or deducted a second time from FCF.
Diluted EPS
Reported diluted earnings per share, normalized for recorded subsequent stock splits. Quarterly EPS is never subtracted from annual or YTD EPS.