Jack Henry & Associates debt and dilution—

Borrowings, liquidity, share count and stock-based dilution.

Total debt

USD millions

$40M

Cash & equivalents

USD millions

—

Net debt

USD millions

—

Debt / equity

0.02×

Debt / assets

1.27%

Net debt / EBITDA

× · TTM

—

Cash and cash equivalents is unavailable in the extracted statements for this period.

Debt / FCF

× · TTM

0.06×

Interest coverage

× · TTM

—

Current ratio

1.17×

Diluted shares

Million shares

70.87M shares

Basic shares

Million shares

70.67M shares

Share count growth

-2.94%

Share repurchases

USD millions

$163.759M

Quarterly data

Jack Henry & Associates capital history. Each metric has its own unit. A dash means inputs are missing or the calculation is undefined.
Fiscal period	Ended	Total debtUSD millions	Cash & equivalentsUSD millions	Net debtUSD millions	Debt / equity×	Debt / assets%	Net debt / EBITDA×	Debt / FCF×	Interest coverage×	Current ratio×	Diluted sharesMillion shares	Basic sharesMillion shares	Share count growth%	Share repurchasesUSD millions
FY 2026 Q4	Jun 30, 2026	40	—	—	0.02×	1.27%	—	0.06×	—	1.17×	70.87	70.67	-2.94%	163.76
FY 2026 Q3	Mar 31, 2026	—	20.57	—	—	—	—	—	—	1.74×	71.98	71.77	-1.49%	159.18
FY 2026 Q2	Dec 31, 2025	—	28.22	—	—	—	—	—	—	1.6×	72.41	72.27	-0.9%	63.19
FY 2026 Q1	Sep 30, 2025	—	36.24	—	—	—	—	—	—	1.49×	72.91	72.75	-0.21%	62.05
FY 2025 Q4	Jun 30, 2025	0	101.95	-101.95	0×	0%	—	0×	—	1.27×	73.01	72.82	-0.1%	0
FY 2025 Q3	Mar 31, 2025	170	39.87	130.13	0.08×	5.8%	—	0.35×	—	1.36×	73.01	72.85	-0.03%	18
FY 2025 Q2	Dec 31, 2024	150	25.65	124.35	0.08×	5.15%	—	0.32×	—	1.17×	73.08	72.92	0.12%	17.05
FY 2025 Q1	Sep 30, 2024	140	43.21	96.79	0.07×	4.78%	—	0.3×	—	1.11×	73.08	72.91	0.05%	0
FY 2024 Q4	Jun 30, 2024	150	38.28	111.72	0.08×	5.13%	—	0.29×	—	1×	73.07	72.89	0.01%	8.06
FY 2024 Q3	Mar 31, 2024	—	27.25	—	—	—	—	—	—	1.39×	73.03	72.87	-0.09%	0
FY 2024 Q2	Dec 31, 2023	—	26.71	—	—	—	—	—	26.68×	1.37×	72.98	72.84	-0.17%	0
FY 2024 Q1	Sep 30, 2023	—	31.47	—	—	—	—	—	26.71×	1.2×	73.01	72.87	-0.04%	20
FY 2023 Q4	Jun 30, 2023	275	12.24	262.76	0.17×	9.91%	—	0.8×	31.89×	1.2×	73.03	72.88	0.02%	0
FY 2023 Q3	Mar 31, 2023	—	26.55	—	—	—	—	—	43.24×	1.52×	73.07	72.94	0.14%	25
FY 2023 Q2	Dec 31, 2022	—	25.76	—	—	—	—	—	69.48×	1.15×	73.14	72.96	-0.84%	0
FY 2023 Q1	Sep 30, 2022	—	31.97	—	—	—	—	—	129.82×	1.03×	73.14	72.9	-1.51%	0
FY 2022 Q4	Jun 30, 2022	115	48.79	66.21	0.08×	4.68%	—	0.24×	199.09×	1.13×	73.09	72.86	-1.69%	0
FY 2022 Q3	Mar 31, 2022	—	39.8	—	—	—	—	—	232.99×	1.47×	73.02	72.84	-3.35%	0
FY 2022 Q2	Dec 31, 2021	—	29.12	—	—	—	—	—	278.53×	1.25×	73.7	73.58	-3.44%	193.92
FY 2022 Q1	Sep 30, 2021	—	44.25	—	—	—	—	—	325.53×	1.14×	74.14	74.02	-3.26%	0
FY 2021 Q4	Jun 30, 2021	—	50.99	—	—	—	—	—	348.53×	1.04×	74.2	74.11	-3.27%	47.15
FY 2021 Q3	Mar 31, 2021	—	70.12	—	—	—	—	—	515.95×	1.47×	75.43	75.36	-1.73%	274.48
FY 2021 Q2	Dec 31, 2020	—	147.76	—	—	—	—	—	622.88×	1.48×	76.28	76.2	-0.88%	44.03
FY 2021 Q1	Sep 30, 2020	—	195.32	—	—	—	—	—	585.56×	1.41×	76.71	76.51	-0.6%	65.87
FY 2020 Q4	Jun 30, 2020	—	213.35	—	—	—	—	—	553.24×	1.35×	76.85	76.62	-0.58%	0
FY 2020 Q3	Mar 31, 2020	—	109.51	—	—	—	—	—	433.54×	1.61×	76.88	76.68	-0.64%	20.34
FY 2020 Q2	Dec 31, 2019	—	72.51	—	—	—	—	—	389.98×	1.25×	76.94	76.88	-0.44%	37.07
FY 2020 Q1	Sep 30, 2019	—	96.68	—	—	—	—	—	387.43×	1.23×	77.07	76.97	-0.28%	14.15
FY 2019 Q4	Jun 30, 2019	0	93.63	-93.63	0×	0%	—	0×	375.04×	1.21×	77.16	77.06	-0.26%	33.59
FY 2019 Q3	Mar 31, 2019	—	35.4	—	—	—	—	—	297.31×	1.17×	77.29	77.18	-0.09%	0
FY 2019 Q2	Dec 31, 2018	—	26.16	—	—	—	—	—	223.12×	1.07×	77.41	77.22	-0%	21.28
FY 2019 Q1	Sep 30, 2018	—	114.87	—	—	—	—	—	214.77×	1.09×	77.54	77.19	-0.12%	0
FY 2018 Q4	Jun 30, 2018	0	31.44	-31.44	0×	0%	—	0×	204.36×	0.96×	77.59	77.26	-0.44%	18.97
FY 2018 Q3	Mar 31, 2018	—	57.4	—	—	—	—	—	244.59×	1.25×	77.55	77.25	-0.45%	0
FY 2018 Q2	Dec 31, 2017	—	57.72	—	—	—	—	—	338.33×	1.04×	77.57	77.22	-0.77%	0
FY 2018 Q1	Sep 30, 2017	—	104.04	—	—	—	—	—	353.35×	0.97×	77.65	77.28	-1.44%	30.02
FY 2017 Q4	Jun 30, 2017	50	114.77	-64.77	0.05×	2.62%	—	0.16×	369.18×	1.1×	78.06	77.6	-1.57%	26.26
FY 2017 Q3	Mar 31, 2017	50	42.92	7.08	0.05×	2.96%	—	0.16×	366.22×	1.11×	77.93	77.6	-1.53%	0
FY 2017 Q2	Dec 31, 2016	50	64.19	-14.19	0.05×	2.91%	—	0.15×	298.7×	0.99×	78.18	77.81	-2.09%	42.55
FY 2017 Q1	Sep 30, 2016	—	84.52	—	—	—	—	—	275.55×	0.9×	78.84	78.41	-2.65%	61.34
FY 2016 Q4	Jun 30, 2016	0.2	70.31	-70.11	0×	0.01%	—	0×	252.91×	0.97×	79.26	78.84	-2.55%	20.54
FY 2016 Q3	Mar 31, 2016	100.21	54	46.21	0.11×	5.89%	—	0.3×	256.54×	1.11×	79.17	78.81	-2.57%	0
FY 2016 Q2	Dec 31, 2015	100.32	55.13	45.2	0.11×	5.87%	—	0.3×	223.2×	0.96×	79.77	79.47	—	85.88
FY 2016 Q1	Sep 30, 2015	1.11	84.49	-83.38	0×	0.06%	—	0×	203.98×	0.87×	80.74	80.55	-2.01%	69.24
FY 2015 Q4	Jun 30, 2015	52.7	148.31	-95.62	0.05×	2.87%	—	0.16×	199.41×	1.11×	81.09	80.9	-3.39%	9.89
FY 2015 Q3	Mar 31, 2015	77.45	52.8	24.65	0.08×	4.79%	—	0.24×	196.36×	1.02×	81.09	80.88	-4.83%	0
FY 2015 Q1	Sep 30, 2014	11.01	39.4	-28.4	0.01×	0.71%	—	0.04×	290.83×	0.78×	82.59	82.2	-3.63%	60.54
FY 2014 Q4	Jun 30, 2014	9.14	70.38	-61.24	0.01×	0.56%	—	0.03×	282.35×	0.9×	84.28	83.74	-2.45%	112.7
FY 2014 Q3	Mar 31, 2014	15.45	52.24	-36.79	0.01×	1.02%	—	0.06×	86.92×	1.1×	85.47	84.98	-1.32%	63
FY 2014 Q2	Dec 31, 2013	9.68	155.5	-145.82	0.01×	0.61%	—	0.04×	69.93×	1.32×	85.99	85.45	-0.74%	0
FY 2014 Q1	Sep 30, 2013	17.99	181.79	-163.8	0.02×	1.11%	—	0.07×	52.19×	1.18×	85.85	85.29	-0.95%	0
FY 2013 Q4	Jun 30, 2013	15.3	127.91	-112.61	0.01×	0.94%	—	0.06×	41.9×	1.09×	86.53	85.85	-0.87%	42.34
FY 2013 Q3	Mar 31, 2013	132.64	182.05	-49.41	0.12×	8.48%	—	0.52×	50.65×	1.51×	86.71	86.12	-0.81%	6.49
FY 2013 Q2	Dec 31, 2012	129.3	192.85	-63.55	0.12×	8.24%	—	0.53×	44.95×	1.36×	86.64	86.08	-0.56%	4.52
FY 2013 Q1	Sep 30, 2012	132.7	223.69	-90.98	0.13×	8.28%	—	0.53×	43.7×	1.27×	86.61	86.11	-0.34%	4.78
FY 2012 Q4	Jun 30, 2012	131.67	157.31	-25.64	0.13×	8.13%	—	0.59×	41.13×	1.17×	87.05	86.6	0.3%	34.37
FY 2012 Q3	Mar 31, 2012	141.05	89.77	51.28	0.14×	9.77%	—	0.68×	37.55×	1.32×	87.59	86.82	0.7%	0
FY 2012 Q2	Dec 31, 2011	147.02	95.2	51.82	0.16×	10.05%	—	0.68×	35.19×	1.11×	87.37	86.57	0.94%	0
FY 2012 Q1	Sep 30, 2011	157.31	108.06	49.25	0.17×	10.62%	—	0.83×	29.54×	0.99×	87.13	86.4	1.09%	0
FY 2011 Q4	Jun 30, 2011	154.03	63.13	90.91	0.18×	10.23%	—	0.74×	24.22×	0.93×	87.09	86.34	—	—
FY 2011 Q3	Mar 31, 2011	—	54.38	—	—	—	—	—	—	1.12×	86.97	86.22	—	—
FY 2011 Q2	Dec 31, 2010	—	46.87	—	—	—	—	—	—	0.96×	86.52	85.77	—	—
FY 2011 Q1	Sep 30, 2010	—	46.77	—	—	—	—	—	—	0.82×	86.15	85.47	—	—

Sources and calculations

Financial inputs from company filings. Last checked Oct 18, 2026. A dash means missing inputs or an undefined calculation.

Period changes use the preceding fiscal quarter or year. Percentage changes divide by the absolute prior value; a zero or missing baseline has no percentage change. Percentage metrics show changes in percentage points.

The SBC option subtracts reported share-based compensation from FCF as an economic-cost scenario. Missing SBC never becomes zero.

Debt uses reported borrowings, with overlapping concepts treated as alternatives. Cash excludes restricted cash and short-term investments. Dilution compares split-normalized weighted average basic shares year over year. Share buyback spending does not by itself measure shares retired.

Market prices: Yahoo Finance · JKHY, USD. Latest completed close Sep 25, 2026. Price data retrieved Sep 28, 2026.

Total debt: Reported borrowing balances. Uses an aggregate including current maturities, or current plus noncurrent debt. Adds separately disclosed short-term borrowings, with commercial paper as a fallback, unless the selected current/aggregate concept already includes them. Finance leases are included when part of the reported debt concept; undisclosed components are not estimated.
Cash & equivalents: Unrestricted reported cash and cash equivalents. Excludes short-term investments and restricted cash.
Net debt: Total debt − cash and equivalents. Negative means net cash.
Debt / equity: Total debt / equity including noncontrolling interests. Nonpositive equity yields unavailable.
Debt / assets: Total debt / total assets × 100.
Net debt / EBITDA: Period-end net debt / (TTM operating income + TTM depreciation and amortization). Negative net debt is retained.
Debt / FCF: Period-end reported debt / positive TTM free cash flow. Reflects the selected reported capex scope and SBC option.
Interest coverage: TTM operating income / positive TTM interest expense. IFRS finance costs can include more than interest.
Current ratio: Current assets / positive current liabilities.
Diluted shares: Reported weighted average diluted shares, normalized for subsequent recorded stock splits. Fourth-quarter counts use a day-weighted annual/nine-month reconstruction where possible.
Basic shares: Reported weighted average basic shares, normalized for subsequent recorded stock splits.
Share count growth: Year-over-year change in split-normalized weighted average basic shares × 100. A dilution proxy; negative means a lower share count.
Share repurchases: Reported cash payments for repurchase of common shares. This is spending, not a buyback yield.